Hybrid Embedded Finance Credit Risk Officer

Lloyds Banking Group; Leeds; Hybrid; GBP 65,000 - 73,000; Full time

Job summary

A leading UK financial institution is looking for a Credit Officer to join their Embedded Finance Credit Risk team in Leeds. The role involves analyzing credit risk, developing strategies for new products, and ensuring compliance with regulatory standards. Candidates should have strong numerate skills and experience with analytical tools such as SAS and SQL. The position includes a hybrid working model offering flexibility in office attendance.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

30 days holiday plus bank holidays

Well-being initiatives and parental leave policies

Qualifications

• Comfortable working with numbers and have a degree or equivalent quantitative experience.
• Experience of using analytical software, such as SAS/SQL, to deliver insight.
• Experience managing credit risk using automated strategies and scorecards.

Responsibilities

• Provide credit risk input into new product launches and regulatory topics.
• Develop and implement credit risk strategies for products.
• Monitor portfolio performance and analyze trends for improvement.

Skills

Numerate skills

Analytical expertise

Credit Risk management

Effective communication

Collaboration

Education

Degree in a numerate subject or equivalent experience

Tools

SAS

SQL

Excel

Job description

A leading UK financial institution is looking for a Credit Officer to join their Embedded Finance Credit Risk team in Leeds. The role involves analyzing credit risk, developing strategies for new products, and ensuring compliance with regulatory standards. Candidates should have strong numerate skills and experience with analytical tools such as SAS and SQL. The position includes a hybrid working model offering flexibility in office attendance.