Home Technical Underwriter

Allianz; Bournemouth; Hybrid; GBP 34,000 - 42,000; Full time

Benefits offered by this job

Flexible holiday options

Hybrid working

Annual performance related bonus

Pension scheme

Development days

Insurance discounts

Retail discounts

Volunteering days

Job summary

Allianz in Bournemouth is seeking a Home/Household Technical Underwriter to join our hybrid team. You will apply deep technical insight to inform underwriting decisions, ensure adherence to authority and standards, and contribute to KPI delivery across the Household portfolio.

You will analyse data to identify emerging risks, present insights to stakeholders, and work with Pricing, Trading, Claims and Distribution to support profitable growth and strong risk selection.

Qualifications

• Understanding and applying household underwriting concepts.
• Delivery against challenging objectives and performance targets.
• Ability to analyse performance and risk data.
• Confidently present technical information to stakeholders.
• Collaborate with Pricing, Claims and Distribution.

Responsibilities

• Contribute to KPI delivery by informing underwriting decisions.
• Provide insights into emerging risks, market trends and new technologies.
• Translate data and insight into actionable underwriting outcomes.
• Collaborate with Pricing, Trading, Claims and Distribution to support profitable growth.
• Support counter‑fraud activity by identifying risk trends and strengthening underwriting controls.

Skills

Household underwriting concepts

Data literacy

Stakeholder presentation

Cross-functional collaboration

Decision making

Communication

Job description

Role Description

Allianz are looking for a Home/Household Technical Underwriter to join our team. You will contribute to the delivery of key performance indicators through application of deep technical insight to inform and elevate decision making, ensuring business is written in a technically excellent manner and in line with underwriting authority and standards.

You will work within a highly collaborative Household underwriting team that focuses on insights, emerging risks, new trends and the evolving use of technology across the market. This role offers strong exposure across the Household business.

Location: This role has a primary office location of Bournemouth and operates on a hybrid working basis, with flexibility to support individual and business needs.

Salary Information

Pay: Circa £38k per year.
Pay is based on experience, skills and location, and forms part of our total rewards package.

About You

• You will contribute to the delivery of KPIs through contributing to business strategy and control of underwriting standards
• You will provide insights into emerging risks, market trends and new technologies, using data to inform underwriting decisions
• You will present clearly and confidently to a range of stakeholders, translating data and insight into actionable outcomes
• You will work closely with Pricing, Trading, Claims and Distribution teams to support profitable growth and strong risk selection
• You will support counter‑fraud activity by identifying risk trends and strengthening underwriting controls

Essential Skills

• Proven ability to understand and apply key household underwriting concepts and principles
• Strong record of delivery against challenging objectives and performance targets
• High level of data literacy, with the ability to analyse and interpret performance and risk data
• Confidence presenting technical information and insights to stakeholders
• Experience collaborating across functions, including Pricing, Claims and Distribution
• Strong technical judgement and decision‑making skills
• Excellent communication and stakeholder management skills

Desirable Skills

• Experience supporting or contributing to counter‑fraud activity
• Experience identifying and responding to emerging risks and market trends
• Responsible Artificial Intelligence usage

What We Will Offer You

Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from- so you can pick a package that’s perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That’s on top of enjoying all the benefits you’d expect from the world’s number one insurance brand, including:

• Flexible buy/sell holiday options
• Hybrid working
• Annual performance related bonus
• Contributory pension scheme
• Development days
• A discount up to 50% on a range of insurance products including car, home and pet
• Retail discounts
• Volunteering days

Our Ways of Working

Do you need flexibility with the hours you work? Let us know as part of your application and if it’s right for our customers, our business and for you, then we’ll do everything we can to make it happen.

Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.

Inclusive Support & Accessibility

At Allianz, we are committed to fostering building an inclusive, accessible workplace where everyone can thrive. As a Disability Confident employer, we welcome applications from disabled and neurodivergent candidates and offer tailored adjustments throughout the recruitment process and in the workplace, whether that’s assistive technology, ergonomic equipment, flexible working arrangements, mentoring or coaching. We want to encourage candidates to speak with us about any adjustments they may need. We’re here to support you.

If you have a disability or long‑term health condition and meet the essential criteria, you can choose to be considered through our Offer an Interview Scheme.

Contact our Resourcing team to opt into this scheme or for any assistance with during the recruitment process including larger text, hard copies, or spoken applications. [e-mail]

For any inquiries or to submit your application, please contact: Matthew Mckevitt

Closing date 16/10/26

We reserve the right to close the advert early if we reach enough applications.

#LI-Hybrid

106678 | Underwriting | Professional | Non-Executive | Allianz UK | Full-Time | Permanent

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