Head Of Underwriting

MPJ Recruitment Ltd; Stockport; On-site; GBP 80,000 - 90,000; Full time

Job summary

A leading insurance firm in Stockport is seeking a Head of Underwriting to shape the underwriting strategy and enhance operational integrity. The ideal candidate will have experience in risk management, team leadership, and a solid understanding of FCA regulations, along with a competitive salary and benefits package.

Benefits

Competitive salary

Benefits package

Professional development

Qualifications

• Proven track record in underwriting and risk management.
• Experience in leading teams and driving strategic initiatives.
• Strong understanding of FCA regulations and compliance.

Responsibilities

• Craft and refine the underwriting strategy for profitable growth.
• Lead the Underwriting Committee balancing risks and opportunities.
• Assess portfolio performance and propose adjustments for growth.
• Champion compliance with industry standards and internal governance.

Skills

Strategic thinking

Risk management

Underwriting expertise

Leadership

Regulatory knowledge

Job description

Head of Underwriting

Stockport
80,000- 90,000 DOE plus benefits

MPJ Recruitment are proud to be working with an award winning businesses who specialise in providing reliable legal expenses insurance tailored at meeting the needs of brokers, MGAs, intermediaries, and their clients. Regulated by both the PRA and FCA, they offer Before-the-Event (BTE) and After-the-Event (ATE) insurance alongside a range of general insurance products designed to deliver real results.

As their Head of Underwriting, you'll play a pivotal role in strengthening their business, ensuring risk management excellence, enhancing efficiency, and inspiring a high-performing underwriting team. This is a strategic senior position where you'll work closely with the Managing Director and Executive team to shape long-term business strategy, drive market position improvement, and ensure exceptional operational integrity.

As the Head of Underwriting, your key responsibilities include:

• Crafting and refining the company's underwriting strategy to achieve profitable growth, increased market share, and disciplined risk selection.
• Leading the Underwriting Committee, balancing commercial opportunities with rigorous risk governance.
• Overseeing portfolio and scheme performance, assessing loss ratios, retention trends, and making key adjustment proposals to support growth.
• Enhancing product design, policy wordings, and underwriting guidelines to stay competitive and compliant.
• Acting as a key point of contact for regulators, brokers, clients, and stakeholders, ensuring transparency and confidence in account performance.
• Spearheading underwriting system improvements, embedding automation to increase efficiency and consistency in decision-making.
• Providing technical guidance to internal teams, while forging strong, trustful relationships with brokers and clients.
• Championing compliance to meet FCA regulations, industry standards, and internal governance requirements.

Why Join Us?

• The chance to define strategy, influence growth, and shape the underwriting future of the company.
• Working on cutting-edge solutions - championing innovative digital tools and automation to enhance accuracy and efficiency.
• An inclusive culture that values employee engagement, professional development, and strong leadership.
• Extensive senior leadership exposure, working closely with Managing Directors and stakeholders to define multi-year plans.
• Competitive salary, benefits package, and potential incentives linked to company performance.

Please click APPLY if you would be interested.