Head of Risk, Mandarin

Barbara Houghton Associates; City Of London; On-site; GBP 90,000 - 120,000; Full time

Job summary

A financial institution is seeking a Head of Risk, Mandarin to join their team. The role involves managing risk frameworks and overseeing credit, market, and operational risks. Candidates must have 8+ years in credit risk and be fluent in both English and Mandarin. The successful applicant will ensure compliance with risk policies and provide strategic insights to senior management.

Qualifications

• 8+ years of experience in credit risk or lending.
• 3+ years in a senior risk management role.
• Experience in reviewing credit risk of Chinese clients is a plus.

Responsibilities

• Manage the Risk Management Department effectively.
• Provide timely information on credit portfolio performance.
• Advise on credit risk management and standards.
• Develop reporting packages for credit risk information.
• Manage risk management and credit committees.
• Ensure compliance with risk policies.

Skills

Fluency in English

Fluency in Mandarin

Leadership skills

Knowledge of UK regulatory landscape

Credit risk analysis

Education

Bachelor's degree or higher

Job description

All candidates must have worked within Senior Credit Risk previously. Our client does not offer sponsorship, student visa or PSW; therefore 3+ years on visa eligibility to work in UK is essential.

Our client, a Financial Institution, is seeking a Head of Risk, Mandarin to join their team on a permanent basis.

The Head of Risk, Mandarin will assist in managing a robust Risk Management Framework, to ensure appropriate systems and controls are in place for measuring, managing and controlling risk. Will also be responsible for managing the department, covering Credit, Market and operational risk ensuring that the business has appropriate risk controls.

Responsibilities

• Work closely with the CRO and ensure the Risk Management Department is being managed effectively and that Credit, Market and operational risk monitoring and reporting is being appropriately delivered and reported.
• Ensure provision of timely information to senior managers on the credit portfolio performance, credit approval information, early warning signal management, market risk, operational risk and identification of risk trend through regular and ad-hoc reporting.
• Advise on all aspects of credit risk management including ensuring robust standards, controls and practices are in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
• Develop and implement the reporting package that is regularly reviewed and provides the newest credit risk information.
• Assist with managing the risk management committee and credit committee.
• Oversee the delivery of the credit policy framework including risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, delegation of authority etc.
• Manage the credit review & approval process and implement the new product credit assessment.
• Ensure compliance with risk policies.

Skills and experience

• Degree Holder (minimum Bachelor); professional qualification in a relevant field will be a plus.
• Fluent in English and Mandarin (spoken and written)
• 8+ years in credit risk or lending, including 3+ years in senior Risk Management role within the financial services sector / Rating Agency.
• Experience in reviewing credit risk of Chinese clients will be a plus.
• In‑depth knowledge of Risk Management frameworks, regulatory requirements, and best practices.
• Sound understanding of UK regulatory landscape specific to risk management.
• Proven leadership and people management experience, with the ability to influence at all levels.

For more information on this role, please contact Sarah Roffey by sending your CV quoting ref. 16918JW.