Head of Prudential Risk

Hargreaves Lansdown Asset Management Limited; Bristol; Hybrid; GBP 125,000 - 150,000; Full time

Job summary

A leading investment firm based in Bristol is seeking an experienced Prudential Risk professional to lead the Prudential Risk Framework within the Enterprise Risk Team. You will ensure strong capital adequacy processes and help drive regulatory strategy. The ideal candidate will have significant experience in Financial Services, a strong understanding of the FCA guidelines, and excellent communication skills. This permanent role is full-time with hybrid work options and offers a range of attractive benefits.

Benefits

Discretionary annual bonus

25 days holiday plus bank holidays

Option to purchase additional holidays

Flexible working options

Enhanced parental leave

Pension scheme with up to 11% contribution

Sharesave scheme

Income Protection & Life insurance

Private medical insurance

Gym memberships and wellbeing apps

Travel to work schemes

In-house barista

Volunteering opportunities and support

Qualifications

• Experience in a similar role within Financial Services.
• Demonstrable knowledge of the FCA Handbook and its application.
• Detailed understanding of credit, liquidity, and market risk.

Responsibilities

• Own the Prudential Risk Framework and align it to the Group ERMF.
• Lead implementation and drive cultural change across the function.
• Influence senior stakeholders using regulatory knowledge.

Skills

Experience in a similar role within Financial Services

Demonstrable knowledge of the FCA Handbook

Detailed understanding of credit, liquidity, and market risk

Commercially astute in the IFPR regime

Market awareness of current key risks

Engaging communicator

Operate with integrity

Collaborative style

Proven ability to influence and negotiate

Confident in escalating risks

Industry recognized qualification (e.g. IRM, CISI, GARP)

Education

Industry recognized qualification

Job description

Excited to grow your career?

Our purpose is to empower people to save and invest with confidence. We are looking for great people to join us, so please come and invest in YOUR future at HL.

As part of Hargreaves Lansdown's risk management evolution, we are seeking an experienced Prudential Risk professional to lead the Group's Prudential Risk Framework and all related activity for the Group as part of the Enterprise Risk Team. You will ensure that HL has a strong capital adequacy and liquidity processes, a strong ICARA and understands the requirements set out by applicable regulators.

What you'll be doing

• Own the Hargreaves Lansdown Prudential Risk Framework, aligned to the Group ERMF.
• Leading the implementation of the framework, working with the department heads and team members, driving cultural change across the function.
• Influencing senior stakeholders across the business, using understanding of the framework and the broader regulatory environment in which HL operates to help drive strategy.
• Facilitating enhancements to our control frameworks on the back of internal and external audit and ensuring adherence to the IFPR regime.
• Oversee the use and maintenance of the Group's statistical modelling tool, to ensure it is fit for purpose
• Production of regular ICARA reporting including the Annual ICARA for Plc approval
• Support the Head of Enterprise Risk in overseeing the Financial Risk profile.
• Deputise for the Head of Enterprise Risk as required

About you

• Experience in a similar role within Financial Services
• Demonstrable knowledge of the FCA Handbook and its application, and on the requirements for HL as an IFPRU firm
• Detailed understanding of credit, liquidity and market risk as they impact on HL
• Commercially astute in the IFPR regime, its application and the ICARA
• Market awareness of the current key risks facing financial services organisations
• Engaging communicator, able to navigate complexity in a simple manner
• Operate with integrity and gravitas, developing trust and credibility across the business
• Able to engage others on new agenda items to achieve common goals
• With a collaborative style, accomplished at forging effective relationships at all levels
• Proven ability to influence and negotiate senior and executive colleagues
• Confident escalating risks to relevant levels and challenge as required
• Industry recognised qualification, e.g. IRM, CISI, GARP & or qualified accountant would be advantageous

Interview process

The interview process will entail 2 stages, including a presentation and psychometric assessment.

Working Schedule

We are based in Bristol, BS1 5HL. This role is permanent, full time, 37.5 hours per week, Monday to Friday. We have returned to the office, however for this role we offer a hybrid flexible working pattern to enable you the option of working from home and coming into the office.

Why us?

Here at HL, we're the UK's number 1 investment platform for private investors, based in Bristol. For more than 40 years we've helped investors save time, tax and money on their investments.

To achieve our mission, we believe we have a workplace like no other, with constant learning, dynamic teams, and a great ethos. We're steered by core values that promote service, quality, innovation, and opportunity in everything we do.

What's on offer?

• Discretionary annual bonus* & annual pay review
• 25 days* holiday plus bank holidays and 1-day additional Christmas closure time
• Option to purchase an additional 5 days holiday per year at annual enrolment
• Flexible working options available, including hybrid working
• Enhanced parental leave
• Pension scheme up to 11% employer contribution
• Sharesave scheme - have a real stake in HL's future
• Income Protection & Life insurance (4 x salary core level of cover)
• Private medical insurance*
• Health care cash plans - including optical, dental, and out patientcare
• Help@hand and an Employee Assistance Programme
• Gympass - gym memberships and wellbeing apps available
• Variety of travel to work schemes with free bike storage and shower facilities
• An inhouse barista serving subsidised coffee and snacks
• Join HL's sports, I&D networks and volunteering groups (two paid volunteering days per year)
• LifeWorks Discounts on services, restaurants and retailers

* dependant on role level

We know that sometimes people can be put off applying for a job if they don't tick every box. If you're excited about working for us and have most of the skills or experience we're looking for, please go ahead and apply. We'd love to hear from you!

Hargreaves Lansdown is an inclusive employer that values diversity in its workforce. We encourage applications from all individuals without regard to race, religion, gender, sexual orientation, national origin, disability or age.

This role may also be available on a flexible working or part time basis - please ask the Recruitment & Onboarding team for more information.

Please note, we are unable to provide employment sponsorship to candidates.

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