Head of Financial Crime & MLRO

Secure Trust Bank Ltd; Shirley; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A leading banking institution in the UK is seeking a Financial Crime Team Leader to set strategy and oversee the Financial Crime Risk Framework. The ideal candidate will have significant experience in financial crime risk management and a strong understanding of AML and CTF regulations. This role allows for hybrid working, a competitive salary, private healthcare, and a bonus scheme, within a collaborative and inclusive culture that values diversity.

Benefits

Hybrid working (50% in office)

Private healthcare

Bonus scheme

Flexible benefits

Qualifications

• Significant experience in financial crime risk management at senior level.
• Strong knowledge of UK AML and CTF regulations.
• Proven ability to engage and influence senior stakeholders.

Responsibilities

• Lead and inspire the Financial Crime team.
• Own the Financial Crime Risk Framework.
• Act as MLRO with oversight of subsidiary companies.

Skills

Financial crime risk management

Knowledge of UK AML and CTF regulations

Stakeholder engagement

Job description

This is a pivotal role where you'll set strategy, lead a high‑performing team, and influence senior leaders to keep us ahead of regulatory developments and industry standards. What You’ll Do

Responsibilities

• Lead and inspire the Financial Crime team, ensuring it’s resourced, equipped, and motivated to deliver against strategic objectives.
• Own the Financial Crime Risk Framework, including AML and CTF, and oversee governance, monitoring, advisory, and regulatory guidance.
• Act as MLRO for Secure Trust Bank, with oversight of subsidiary companies, holding prescribed and overall responsibilities under SMF17.

Key Requirements

• Significant experience in financial crime risk management at senior level (2LOD).
• Strong knowledge of UK AML and CTF regulations, including fraud, PEPs, sanctions, transaction monitoring, SARs, and anti‑fraud systems.
• Proven ability to engage and influence senior stakeholders with confidence and clarity.
• Previous MLRO experience is not essential; Deputy MLRO experience is desirable.

About Secure Trust Bank

We’re not just another specialist lender. We’ve doubled in size in five years, launched new businesses, and embraced cutting‑edge technology to transform how we operate. We’re proud to be a Great Place to Work, where colleagues feel respected, can be themselves, and thrive. Diversity matters to us. We know we’re stronger because of our differences. We actively celebrate diversity and work with leading industry bodies to create an environment where everyone can succeed. Our customers are at the heart of everything we do, but we can’t achieve our customer‑focused strategy without the right people in our team. At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, initiative, and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive, and enjoy working in a fast‑paced environment. So join us as we strive to Grow, Sustain and Love the way we work.

We welcome applications from candidates who bring different perspectives and experiences. If you meet most of the criteria and are excited about the role, we’d love to hear from you.

What’s on Offer

• Hybrid working (50% in office)
• A collaborative, inclusive culture where your voice matters.
• Competitive salary, private healthcare, bonus scheme, share save plan, and a suite of flexible benefits.
• Recognition programmes that celebrate individual and team success.
• Opportunities to shape strategy and make a real impact in a growing, dynamic business.