Head of Credit Risk

SF Recruitment; Remote; GBP 80,000 - 100,000; Full time

Job summary

A leading wholesale/distribution group in the United Kingdom is seeking a Head of Credit Risk to manage credit risk strategy and ensure alignment with business objectives. This remotely offered role involves advising senior leadership on credit decisions while balancing growth with prudent risk management. Candidates must possess strong leadership skills and an analytical mindset, along with effective communication abilities. The company values its culture and offers a competitive remuneration package.

Benefits

Excellent working environment

Competitive remuneration package

Qualifications

• Proven track record in credit risk leadership.
• Data-driven and detail-oriented analytical thinker.
• Ability to lead strategic objectives and communicate effectively.

Responsibilities

• Lead and manage the credit risk strategy.
• Ensure operations within a defined risk appetite.
• Advise Group FC, CFO, and Senior Leadership Team on credit decisions.

Skills

Credit risk leadership

Analytical thinking

Effective communication

Job description

SF Executive are partnered on a retained basis with a market leading wholesale/distribution group based in the Midlands.

Our client has a particularly successful business model and supplies a diverse range of industries from their multi‑site network of distribution centres. Operating in a competitive market, they deliver annual revenues of £850m+ and their strategy is to empower business leaders to develop their businesses by offering genuine autonomy and encouraging ownership and accountability.

Due to the pending retirement of a long‑serving, well respected individual, our client is seeking a Head of Credit Risk. The successful applicant will lead and manage the credit risk strategy, ensuring the Group operates within a well‑defined risk appetite while enabling business growth. You will play a critical role in managing risk across a network of businesses balancing growth with prudent risk management. You will also be a key advisor to the Group FC, CFO and wider Senior Leadership Team, ensuring credit decisions align with the strategic objectives.

The Head of Credit Risk will have a proven track record in credit risk leadership. You will be an analytical thinker who is data driven and detail oriented but, equally possess the ability to lead the more strategic objectives. Naturally, you will be an effective communicator who is able to collaborate with employees of all levels. Most importantly, you will have belief in your decisions and be able to articulate them with conviction.

This opportunity is being offered on a remote basis with a requirement to be present in the Midlands office a few times per month. Our client offers an excellent working environment (culture being a huge part of this) alongside an excellent renumeration package.