Head of BAAM Governance

Wise; Greater London; On-site; GBP 150,000 - 190,000; Full time

Job summary

Wise in London is seeking a Head of Bank Account & Access Management (BAAM) Governance to own the global bank account framework and SoD controls. You will partner with Product, Engineering and Corporate Security to scale governance across 150+ banking partners.

In this senior executive role, you will drive risk reduction, mandate oversight, and lead a team responsible for master data, access recertification, and regulatory alignment.

Qualifications

• 10+ years in Treasury Operations or Risk Governance in fintechs or banks.
• Experience designing enterprise financial controls and SoD.
• Ability to interpret legal resolutions and banking authorizations.
• Proven SME in leading international teams and cross-functional stakeholders.
• Experience with banking portals and API-driven banking systems.

Responsibilities

• Define global strategy for bank accounts and delegation of authority.
• Architect and enforce access controls and SoD across teams.
• Lead governance of master data, signatories, and recertifications.
• Collaborate with Product, Engineering, Security, and regulators.
• Align with SOX leads and risk teams on control processes.

Skills

Treasury leadership

GRC governance

SOX risk management

Legal literacy

Team leadership

Technical banking systems

Education

ACT or AMCT certifications

Tools

Banking portals

API banking infrastructure

Job description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

We are looking for a Head of Bank Account & Access Management (BAAM) Governance to join our Treasury squad in London. In this senior executive role, you will act as the overall risk owner and strategic leader for Wise’s global bank accounts, banking partner access, and master data framework. Sitting within the Treasury team, you will drive the vision for end-to-end access governance, collaborate closely with Product Managers, Engineers, and Corporate Security to build and enforce controls aligned with global IAM standards, and act as a market best practice navigator for these cross-functional teams while scaling a team dedicated to eliminating operational risk exposure and ensuring strict Segregation of Duties (SoD).

Your mission:

Strategic Governance & Mandate Oversight: Define and enforce the global strategy for bank account mandates, delegation of authority frameworks, and corporate legal resolutions across 150+ international banking partners.

Control Frameworks & Access Architecture: Architect and scale global access controls, Segregation of Duties (SoD) policies, and enterprise-wide approval mechanisms across Payment Ops, Expansion, and Treasury operations, partnering directly with Product Managers, Engineers, and Corporate Security to enforce global IAM standards and navigate market best practices.

Master Data & Recertification Strategy: Drive comprehensive governance over partner details, bank account master data, signatories, and periodic access recertifications, significantly mitigating operational risk exposure globally.

Cross-Functional Navigation & Audit Leadership: Align senior leadership, internal risk teams, SOX leads, and external regulators on key control processes and internal control effectiveness.

Banking Access Control Partnerships: Establish high-level operational alignment with global banking institution security and administration leadership to govern access models and signatory standards.

Qualifications

About you:

Treasury Operations Leadership: 10+ years driving strategic Treasury Operations, Bank Access Controls, or Payment Risk Governance within global fintechs or multinational institutions.

GRC & Governance Controls: Proven track record designing enterprise-wide financial control frameworks, managing SOX risk strategies, and embedding robust Segregation of Duties (SoD).

Mandate Analysis & Legal Literacy: Ability to interpret corporate legal resolutions, power-of-attorney documents, and complex banking authorization matrices.

Team Leadership: Demonstrated success building, scaling, and leading high-performing teams across diverse international regions, navigating complex cross-functional stakeholder environments, and driving overall operational risk reduction.

Technical Competencies: Experience working directly with major international banking portals and proprietary API-driven banking infrastructure.

Nice to have:

Relevant professional certifications (e.g., ACT or AMCT)

Proficiency in SQL and Python for data-driven risk analysis, reporting, and automated monitoring of banking access controls.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs .