Graduate / Trainee AML & KYC Officer

Westminster Commercial Finance; Greater London; Hybrid; GBP 32,000 - 36,000; Full time

Benefits offered by this job

Hybrid working opportunities

Company pension

Generous annual leave

Regular salary and performance reviews

Job summary

Westminster Commercial Finance in London is seeking a Graduate / Trainee AML & KYC Officer to start a career in financial crime prevention within a busy compliance team. You will learn to perform KYC/KYB checks, assess client risk, review ownership structures and support due diligence under supervision.

The role offers hybrid working, a 32–36k salary, and a structured AML/KYC training program with mentorship and clear progression into more senior roles.

Qualifications

• A bachelor's degree in a relevant discipline.
• Strong analytical, numerical and investigative skills.
• A basic understanding of financial services and financial crime risks.
• Excellent attention to detail and accuracy.
• Introduction to Compliance and Anti-Money Laundering certification.
• Strong written and verbal communication skills.
• Willingness to learn and develop specialist compliance knowledge.

Responsibilities

• Conducting initial Know Your Customer (KYC) and Know Your Business (KYB) checks on prospective commercial clients.
• Reviewing company registration details, ownership structures and beneficial ownership information.
• Assisting with Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) assessments.
• Screening clients against sanctions, PEP and adverse media databases.
• Reviewing identification documents, company records and supporting financial information.
• Identifying discrepancies, unusual activity and potential financial crime indicators.
• Supporting the assessment of client risk profiles and preparing findings for senior compliance officers.
• Maintaining accurate KYC records, compliance reports and client documentation.
• Liaising with internal finance teams to resolve outstanding compliance requirements.
• Keeping informed about developments in UK AML regulations and sanctions requirements.

Skills

Analytical ability

Attention to detail

Numerical skills

Communication skills

Confidentiality

Willingness to learn

Education

Bachelor's degree in a relevant discipline

Tools

Microsoft Office

Digital research tools

Job description

Graduate / Trainee AML & KYC Officer# Graduate / Trainee AML & KYC OfficerLondon, United KingdomFull TimeGraduate / Entry Level£32,000–£36,000 per annumBusiness FinanceApply Now Back to Careers## Job Description**Location:** Central London, United Kingdom **Employment Type:** Full-Time, Permanent **Salary:** £32,000–£36,000 per annum + Performance Bonus **Working Pattern:** Monday–Friday | Hybrid Opportunities Available## The OpportunityAre you a recent graduate looking to launch an exciting career in financial crime prevention, compliance and commercial finance?We are seeking ambitious and analytical individuals to join a growing commercial finance consultancy as Graduate / Trainee AML & KYC Officers.This is an excellent opportunity to enter one of the most important areas of financial services, gaining practical exposure to anti-money laundering (AML), Know Your Customer (KYC), financial crime prevention and business compliance.You will work alongside experienced finance and compliance professionals, helping assess business clients, identify potential financial risks and support the integrity of commercial finance transactions.From reviewing company structures and investigating financial information to identifying unusual activity and supporting due diligence, you will gain valuable experience in a challenging and rewarding professional environment.Previous AML or KYC employment experience is not essential. We are looking for graduates with strong analytical skills, attention to detail and a genuine interest in financial crime prevention.## What You'll Be DoingAs a Graduate / Trainee AML & KYC Officer, you will support the compliance team in reviewing business clients, conducting due diligence and maintaining appropriate financial crime prevention controls.Your responsibilities will include:* Conducting initial Know Your Customer (KYC) and Know Your Business (KYB) checks on prospective commercial clients.* Reviewing company registration details, ownership structures and beneficial ownership information.* Assisting with Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) assessments.* Screening clients and relevant individuals against sanctions, politically exposed persons (PEP) and adverse media databases.* Reviewing identification documents, company records and supporting financial information.* Identifying discrepancies, unusual activity and potential financial crime indicators.* Supporting the assessment of client risk profiles and preparing findings for senior compliance officers.* Investigating potential inconsistencies in company ownership, business activities and financial documentation.* Assisting with source of funds and source of wealth enquiries where appropriate.* Supporting internal reviews of suspicious activity and escalating concerns through established procedures.* Maintaining accurate KYC records, compliance reports and client documentation.* Supporting periodic client reviews and ongoing monitoring activities.* Liaising with internal finance teams to resolve outstanding compliance requirements.* Assisting with compliance audits, risk assessments and internal reporting.* Keeping informed about developments in UK AML regulations, financial crime prevention and sanctions requirements.As your experience develops, you will gain exposure to more complex business structures, higher-risk clients and advanced financial crime investigations.## What We're Looking ForWe are interested in graduates who demonstrate strong analytical ability, professional judgement and an interest in financial services compliance.Suitable degree backgrounds include:Finance | Accounting | Economics | Business Management | Law | Criminology | Banking | Financial Services### Essential Requirements* A bachelor's degree in a relevant discipline.* Strong analytical, numerical and investigative skills.* A basic understanding of financial services and financial crime risks.* Excellent attention to detail and accuracy.* Introduction to Compliance and Anti-Money Laundering certification.* Strong written and verbal communication skills.* Ability to review information, identify inconsistencies and present findings clearly.* Good organisational skills and ability to manage competing priorities.* Professional approach to confidentiality and sensitive financial information.* Confidence using Microsoft Office and digital research tools.* Willingness to learn and develop specialist compliance knowledge.* Genuine interest in AML, KYC and financial crime prevention.Previous experience through internships, banking, compliance, accountancy or financial services placements would be advantageous but is not essential.## What We OfferWe believe talented graduates should be rewarded for their contribution while receiving the support needed to build successful careers.Our graduate package includes:* **£32,000–£36,000 starting salary**, dependent on qualifications and experience.* Performance-related annual bonus of up to 10% of basic salary, subject to individual and company performance.* Additional quarterly performance incentives.* Recognition awards for outstanding accuracy, quality and professional contribution.* Structured onboarding and specialist AML/KYC training.* Mentorship from experienced compliance professionals.* Exposure to complex commercial finance cases and financial crime investigations.* Opportunities to develop specialist compliance and risk management expertise.* Clear career progression into senior compliance and financial crime positions.* Hybrid working opportunities following successful onboarding.* Company pension.* Generous annual leave allowance.* Regular salary and performance reviews.## Career ProgressionThis opportunity is designed for graduates who want more than an entry-level position.You will develop practical experience in financial crime prevention, regulatory compliance, due diligence and commercial risk assessment.As your skills develop, you may progress into complex investigations, enhanced due diligence, compliance monitoring and senior financial crime responsibilities.**Typical career pathway:**Graduate AML & KYC Officer → AML/KYC Officer → Senior AML/KYC Analyst → Financial Crime Compliance Manager → Head of ComplianceProgression will depend on professional competence, performance and business requirements.## Professional DevelopmentYou will receive ongoing support to strengthen your understanding of UK financial crime prevention, compliance procedures and commercial finance operations.The role offers opportunities to develop knowledge of the Money Laundering Regulations 2017, Proceeds of Crime Act 2002, sanctions compliance and relevant industry standards.You will work under appropriate supervision, with complex investigations and reporting decisions escalated to authorised senior personnel.## Apply NowReady to turn your analytical skills into a rewarding career in financial crime prevention?If you enjoy investigating information, solving problems and understanding how businesses operate, this opportunity offers an exciting introduction to the world of AML, KYC and commercial finance.Join a professional environment where attention to detail matters, strong performance is recognised and ambitious graduates have genuine opportunities to progress.We welcome applications from motivated graduates ready to take their first step towards becoming financial crime and compliance specialists.## Specialisms* Anti-Money Laundering* AML Compliance* KYC* KYB* Financial Crime Prevention* Customer Due Diligence* Enhanced Due Diligence* Regulatory Compliance* Risk Assessment* Sanctions Screening* Financial Investigations### Job OverviewJob Type**Full Time**Career Level**Graduate / Entry Level**Experience**Fresh Graduate**Offered Salary**£32,000–£36,000 per annum**Location**London, United Kingdom**Category**Business Finance**Ready to take the next step in your career? Submit your application today.