Graduate Credit Risk Analyst - Wealth Management

Julius Baer; St Peter Port; On-site; GBP 26,000 - 36,000; Full time

Job summary

Julius Baer in Guernsey invites high-potential graduates to join our 18-month Graduate Programme commencing April 2027. The programme offers three dynamic rotations, including an international assignment, hands-on experience, and broad exposure to wealth management.

You’ll work in the CRO Division within the Guernsey Credit team, supporting Relationship Managers, assessing risk, and building a foundation for a thriving career in private banking.

Qualifications

• Bachelor’s degree in business-related subjects.
• Analytical mindset with attention to detail.
• Excellent communication and presentation skills.
• Proficient in Microsoft Word and Excel.
• Interest in financial and real estate markets.

Responsibilities

• Support the Guernsey Branch’s credit portfolio as part of a small, dedicated team.
• Familiarise with the Bank’s internal risk framework and regulatory requirements.
• Help with daily monitoring of credit exposures and excess positions.
• Provide guidance to Relationship Managers on credit enquiries and issues.
• Prepare credit proposals including researching background and financial analysis.
• Oversee preparation and perfection of loan and security documents; assist with periodic reporting.

Skills

Analytical mindset

Attention to detail

Strong interpersonal skills

MS Word & Excel

Willingness to learn

Education

Bachelor’s degree in Business/Finance/Economics/Law

Tools

Microsoft Word

Microsoft Excel

Job description

Julius Baer in Guernsey invites high-potential graduates to join our 18-month Graduate Programme commencing April 2027. The programme offers three dynamic rotations, including an international assignment, hands-on experience, and broad exposure to wealth management.

You’ll work in the CRO Division within the Guernsey Credit team, supporting Relationship Managers, assessing risk, and building a foundation for a thriving career in private banking.