Global Credit Risk Director, FX & Counterparty

Airwallex-; Greater London; Presencial; GBP 180 000 - 240 000; Tempo integral

Resumo da oferta

Airwallex is seeking a Director of Credit Risk in London to lead global second-line oversight of credit, FX and counterparty risk. You will define risk guardrails, govern limits, and challenge first-line decisions for merchant acquiring, treasury and banking partnerships.

You will collaborate with Product, Engineering, Treasury, Finance and Operations to assess risk in new products and markets, driving responsible growth across multi‑currency operations.

Qualificações

• 10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines within banking, payments, fintech, or another highly regulated financial services environment.
• Deep experience designing, implementing, and governing second‑line credit risk frameworks in a complex, multi‑jurisdictional organization.
• Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications.
• Demonstrated experience managing risk across multiple product lines, such as merchant acquiring, commercial or charge cards, B2B lending, payment processing, FX, treasury, settlement, or banking‑partner activities.
• Practical experience overseeing FX and counterparty risk, including exposure measurement, concentration risk, limits, settlement risk, prefunding, collateral or other mitigants, and escalation governance.
• Proven ability to challenge first‑line decisions and communicate clear risk positions to senior executives, commercial leaders, product and operations teams, banking partners, auditors, and regulators.

Responsabilidades

• Define, implement, and continuously enhance the global second‑line credit risk framework, including policies, risk appetite thresholds, limits, escalation protocols, and governance standards across Airwallex’s products and legal entities.
• Oversee credit exposures across merchant acquiring, charge cards, B2B and commercial activities, FX pre-funding, treasury-related exposures, settlement flows, and other relevant products.
• Review and challenge first-line underwriting strategies, customer and merchant risk policies, credit assessments, limit‑setting methodologies, and exception processes.
• Establish and monitor appropriate second-line guardrails for FX exposures arising from pre-funding, settlement, customer activity, treasury flows, and other multi‑currency activities.
• Set and oversee counterparty risk standards for banking partners, payment partners, merchants, customers, and other material counterparties.
• Lead proactive monitoring of credit, FX, and counterparty portfolios, including exposure, concentration, delinquency, default, chargeback, loss, settlement, liquidity‑of‑counterparty, and other relevant risk indicators.
• Review and challenge first-line monitoring, collections, collateral, prefunding, reserves, chargeback, and other mitigation strategies.
• Partner with Product, Engineering, Commercial, Treasury, Finance, and Operations to assess and challenge the risk design of new products, features, markets, currencies, and partner arrangements before launch.
• Lead or support risk committee decisions, material risk approvals, limit exceptions, breach assessments, and remediation plans.
• Represent Credit Risk during regulatory examinations, internal and external audits, and reviews with banking and strategic partners.

Conhecimentos

Credit risk

FX risk

Counterparty risk

Risk governance

Regulatory risk

Descrição da oferta de emprego

Airwallex is seeking a Director of Credit Risk in London to lead global second-line oversight of credit, FX and counterparty risk. You will define risk guardrails, govern limits, and challenge first-line decisions for merchant acquiring, treasury and banking partnerships.

You will collaborate with Product, Engineering, Treasury, Finance and Operations to assess risk in new products and markets, driving responsible growth across multi‑currency operations.