Financial Planner (Desk Based)

Titan Wealth Holdings Limited; Lancashire; Hybrid; GBP 36,000 - 56,000; Full time

Benefits offered by this job

Competitive salary

Private Medical Insurance

Attractive Pension Scheme

25 days Annual Leave

Office Christmas close

Life Assurance

Health cash plan

Hybrid working

Discretionary bonus

Employee Assistance Programme

Flexible benefits

Job summary

Titan Wealth Group is seeking a desk-based Private Client Financial Planner to service clients with investable assets up to £250,000. The role emphasizes delivering expert financial planning, independent advice, and a top-tier client experience.

The position is hybrid, full-time (35 hours/week) with 3 days in the office and 2 days home-based. A level 4 diploma in Financial Planning is essential. Opportunities exist for growth within the Titan Wealth Planning unit.

Qualifications

• Diploma in Regulated Financial Planning (or equivalent)
• Excellent written and verbal communication
• Technical competence across financial planning
• Good decision-making and analytical skills
• Ability to coach and provide feedback
• Experience with Microsoft Word, Excel and databases

Responsibilities

• New business development and converting legacy clients to ongoing service proposition
• Engage with and review existing clients to deliver holistic financial planning
• Provide independent financial planning advice compliant with regulations and Titan policies
• Deliver high-quality client service and timely responses
• Maintain knowledge of policies, processes and regulatory requirements
• Develop and maintain relationships with external professional connections to generate new opportunities
• Ensure reports and recommendations adhere to procedures and TCF/RCR principles

Skills

Excellent communication

Analytical mindset

Attention to detail

Time management

Coaching and feedback

Decision-making

Education

Diploma in Regulated Financial Planning

Tools

Word

Excel

Databases

Cash Flow Modelling

Job description

The Titan Group provides a broad range of services across the whole wealth value chain - from financial planning, investment management through to platform, trading, settlement and custody services. Its strategy is to be able to offer modular, incremental services to its clients allowing them to adjust their business models as and when they choose to. As part of this Titan is also an active acquirer of UK based asset managers and other wealth related businesses.

Due to this Titan Wealth is expanding rapidly through strategic acquisitions, offering a unique combination of start-up energy and the security of private equity backing. It's an inspiring time to join the team!

Titan Wealth Planning (TWP) is a subsidiary of Titan Wealth. Our focus is providing best-in-class advice on wealth management, employee benefits, and retirement planning. Our mission is to help businesses and their employees explore, set, and achieve their financial goals.

The role

The purpose of this role is to deliver excellent financial planning, advice, and service to clients via a desk based service model, you will be servicing existing clients with investable assets of up to £250,000. This department of the business is leading in tech adoption to enhance financial planner and client experiences.

This is a growing team, and will provide a fantastic opportunity for those already within Private Client roles or with a Paraplanning background, who hold the level 4 diploma (essential) and are looking to start their career within Financial Planning.

This is a hybrid role, full-time permanent role (35hours a week) - 3 days a week working from the office, 2 can be UK home-based.

Job Responsibilities

• A focus on New business development. With proactive client contacting to covert legacy clients to our ongoing service proposition.
• A focus on actively engaging with and reviewing existing clients to deliver
• our ongoing service proposition.
• To provide holistic financial planning solution to private client across the full suite of financial planning solutions.
• Achieving revenue targets set by the business and regional manager.
• Proactively drive for cross selling and referring business into other parts of the group.
• Maintain & nurture existing client relationships, identifying and fulfilling new advice needs where appropriate.
• Generate new client enquiries and generates advice income from these.
• Undertake sales and marketing activity in line with local/regional/ national plans.
• Provide expert independent advice to designated clients in compliance with relevant regulations and Titan policies and values.
• Maintenance of 'Fit and Proper' status through continuous professional
• development, suitable development opportunities and maintenance of SPS.
• Evidence and maintain knowledge of company policies, processes and guidance.
• Ensure that client advice and reports are compliant with company processes and regulatory requirements.
• Use standard template documentation approved by the company
• Ensure technical knowledge and general industry knowledge is always maintained.
• Delivery of a positive client service experience to ensure appropriate client outcomes, client journey and client communication.
• Speed of response/turnaround time in accordance with service standards set out in procedures and clients kept appropriately appraised.
• Processes are executed in compliance with all regulations, as evidenced by file checks, observations, and client feedback.
• To establish relationships with other business groups in the Titan group to achieve reciprocal business.
• Develop and maintain good working relationships with external professional connections (ensuring appropriate agreements in place) to develop additional business opportunities.
• Use objectives to focus on key business areas.
• Highlight personal training needs to ensure a consistent level of service is offered to the business.
• Ensure reading and product knowledge is always up to date to maintain and develop quality of reports and research.
• Perform ad hoc tasks as and when required, always bearing in mind TCF and the needs of the business.
• To highlight to your line manager procedures & processes that do not adhere to the principles of TCF/RCR and to put forward suggestions that improve the TCF/RCR practices within the department.
• To carry out any other duties as may reasonably be required.
• Adhere to consumer duty.

Role Requirements

• Experience using Microsoft Word and Excel and Databases.
• Cash Flow Modelling (preferable but not essential).
• Excellent standard of written and verbal communication.
• Technical competence across all areas of financial planning.
• Good decision-making skills.
• Analytical mind and excellent attention to detail.
• Excellent time management skills with an ability to work to deadlines.
• Ability to coach and provide feedback.
• Good technical knowledge and understanding of relevant regulations.
• Essential - Diploma in Regulated Financial Planning (or equivalent

Our employees are talented people, distinguished by excellence. You will be able to demonstrate a willingness to embrace the Company values of:

Creativity - we recognise we need new ways of thinking, learning and doing to both improve our own productivity and efficiency as well as to help us stay ahead of competitors.

Commitment - we are team with the willingness to put time, effort and energy into driving change in the organisation, going the extra mile.

Collaboration - we need teamwork amongst ourselves and with partners to generate more innovative, efficient and effective solutions and thereby a greater sense of achievement.

Some of our benefits:

• - Competitive salary
• - Private Medical Insurance post probation
• - Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee)
• - 25 days Annual Leave (plus buy and sell up to 5 days)
• - Office Christmas close (3-days)
• - Life Assurance
• - Health cash plan
• - Hybrid working
• - Discretionary performance related bonus
• - Employee Assistance Programme
• - And lots of flexible benefits to choose from!

The Titan Wealth Group is firmly committed to fostering an inclusive and equitable environment for everyone who works with us, regardless of their race, age, gender, sexual orientation, religion, physical ability or disability, or political affiliation. We believe that having a