Financial Planner

Quilter Cheviot; Liverpool; On-site; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Holiday: 26 days

Pension scheme

Private Medical Insurance

Life Assurance: 4x salary

Income Protection: 75% after 26 weeks

Job summary

Quilter Cheviot is seeking a Financial Planner to manage and grow a high-net-worth client base, delivering holistic advice and winning new business in a competitive UK market. You will inherit established relationships and a platform backed by our investment and marketing teams to drive growth and profitability.

With a Level 4 Diploma in Financial Planning and strong regulatory knowledge, you will build trust with clients, work with discretionary investment specialists, and expand your advisory

Qualifications

• Level 4 (Diploma) in Financial Planning (minimum).
• Experience giving regulated advice to high-net-worth private clients, with strong communication skills and regulatory adherence/ awareness.

Responsibilities

• Maintain and grow an existing client base, including inherited portfolios.
• Win new clients through professional network and Quilter referrals, converting enquiries into relationships.

Skills

Client care

Business development

Regulatory knowledge

Communication skills

Education

Level 4 Diploma in Financial Planning

Job description

About The Business

Quilter Cheviot has been the wealth manager of choice for individuals and families for over 250 years, and today is one of the UK’s largest wealth management firms offering expert discretionary investment management and financial advice. We offer a highly personalised wealth management offering to private clients, charities, trustees, and professional partners with straightforward or more complex financial needs. We have presence throughout the UK, Ireland, Dubai and Channel Islands.

About The Role

Level: 4

Location: Chester, Liverpool or Manchester

Contract: Permanent

Department: Advice

This is a client and growth-focused, high-impact role for a Financial Planner who enjoys winning new business, building long-term relationships and being rewarded for overall performance.

The successful candidate will inherit an established client portfolio with assets under management of circa £45 million, providing a strong platform from which to develop existing relationships and drive future growth. You will grow this lower and high net worth client base while utilising your own business development skills to attract and onboard new clients. You'll have the backing of a strong brand, marketing support and specialist investment teams, allowing you to focus on delivering great outcomes for clients and winning new business.

You’ll drive deeper client engagement by providing holistic advice to existing and prospective clients, increasing assets under advice and overall profitability. Using your own network, alongside warm leads generated through Quilter, you’ll build a strong pipeline and convert opportunities into loyal, long-term client relationships, supported by marketing, colleagues and discretionary investment specialists.

• Maintain and grow an existing client base, including an inherited portfolio with assets under management of circa £45 million.
• Win new clients through your professional network (accountants, solicitors, corporate advisers) and Quilter referrals, converting enquiries into new relationships.
• Build and maintain a high-quality pipeline, running events, following up promptly and creating a consistent flow of new business.
• Own your growth plan and targets (activity, pipeline and conversion), with coaching and support from the Area Director and distribution partners.
• Keep everything compliant, meeting FCA requirements and Quilter values and standards, generating excellent client outcomes and maintaining high-quality documentation.
• Advance QC's external brand and develop a strong personal reputation for your professionalism and the quality of your advice and client service.

Consumer Duty

This role is within scope of the Consumer Duty and is expected to comply with Quilter Cheviot Consumer Duty policies and requirements.

Senior Managers & Certification Regime (SMCR) Roles

• Functions requiring qualifications 7) Client-Dealing

About You

Key attributes

• Strong client care, business development skills and aptitude—able to build trust quickly and turn prospects into long-term clients.
• Strong technical knowledge with a focus on intelligent, differentiated client solutions and judgement on risk, suitability and compliance, with clear client documentation.
• Well connected with professional introducers; able to generate new business through referrals and an agreed distribution plan.
• Adaptable and up to date with the market, turning insights into clear, positive outcomes for clients.

Essential

• Level 4 (Diploma) in Financial Planning (minimum).
• Experience giving regulated advice to high-net-worth private clients, with strong communication skills and regulatory adherence/ awareness.

Desirable

• Advanced Financial Planning qualifications and/or the Investment Advice Certificate (or equivalent).
• Experience advising existing and new high-net-worth clients and working closely with Discretionary Investment Management.

Inclusion & Diversity

We value diversity and strive to promote inclusivity in all aspects of our culture. We believe in equal opportunities for all, ensuring that no applicant encounters less favourable treatment based on anything but their skills, qualifications, experience, and potential. We celebrate the unique contributions of a diverse workforce and create a respectful, nurturing environment where every colleague can thrive.

Values

• Do the right thing: We act with integrity and are proudly committed to going above and beyond in service of our clients and the support we provide our communities.
• Always curious: We continuously seek new ideas and knowledge so we’re one step ahead of our clients’ needs. We look for inspiration everywhere and encourage experimentation, recognising that this is how we create brilliant solutions for brighter futures.
• Embrace challenge: We aim high to transform our potential into meaningful outcomes. With ambition as our driving force and a steadfast commitment to growth, we succeed for the good of every generation.
• Stronger together: Combining our diverse talents, we accomplish more collectively than we ever could do alone. We speak openly, actively listen, and support each other, and constructively challenge and embrace new ideas. We seek empowerment and demonstrate ownership and trust, with the confidence to make impactful decisions.

Core Benefits

• Holiday: 182 hours (26 days)
• Quilter Incentive Scheme: All employees are eligible to participate in incentive scheme, to incentivise business performance and their contribution.
• Pension Scheme: A non-contributory company pension scheme that can be boosted through personal contributions.
• Private Medical Insurance: Single cover as standard with options to increase cover to include your partner or children.
• Life Assurance: 4x your salary.
• Income Protection: 75% of salary, less state benefits, payable after 26 weeks of absence.
• Healthcare Cash Plan: Jersey employees only

In addition to our core benefits, we offer a range of flexible benefits to UK employees that you can choose from and pay for conveniently via a salary deduction.