Financial Planner

Annular Group; City of Edinburgh; On-site; GBP 45,000 - 75,000; Full time

Job summary

Annular Group in Edinburgh is seeking a Financial Planner to deliver high-quality, holistic financial planning advice to High-Net-Worth and Ultra-High-Net-Worth clients. You’ll work with investment managers and specialists to tailor retirement planning, tax-efficient wealth structuring, and estate planning.

You will build lasting client relationships, lead meetings, and contribute to the growth of a developing financial planning proposition in a supportive, autonomy‑driven environment.

Qualifications

• Experience delivering holistic financial planning advice to private clients.
• Strong knowledge across pensions, investments, tax planning, and estate planning.
• Ability to build trusted client relationships and communicate complex advice clearly.
• Client-first mindset with a passion for delivering exceptional outcomes.

Responsibilities

• Build and maintain trusted client relationships.
• Deliver holistic financial planning advice tailored to objectives.
• Conduct client reviews and provide ongoing planning strategies.
• Advise on retirement planning, tax-efficient structures, and wealth preservation.
• Collaborate with Investment Managers and specialists to deliver integrated solutions.
• Generate new business opportunities through referrals and exceptional service.
• Lead client meetings, ensuring advice is suitable and compliant.
• Maintain accurate client records and comply with regulations.
• Promote best practice and develop technical expertise through CPD.

Skills

Client relationships

Holistic planning

Retirement planning

Investment knowledge

Estate planning

Education

Level 4 Diploma in Regulated Financial Planning

SPS (Statement of Professional Standing)

Job description

While professional experience and qualifications are key for this role, make sure to check you have the preferable soft skills before applying if required.

Edinburgh, UK

Investment & Wealth Management

'Build Your Future with a Firm Investing in Growth, People, and Long-Term Success'

This is a rare opportunity for an ambitious Financial Planner to join a highly respected, long-established wealth management business at an exciting stage of its evolution.

Backed by a strong heritage, a loyal client base, and a clear strategic vision for growth, the firm is making significant investments in its Financial Planning proposition. As part of this journey, we are seeking a talented Financial Planner who wants more than just another advisory role, someone looking for a long-term career home where they can develop, influence, and grow alongside the business.

Unlike many larger organisations, this firm believes exceptional client outcomes are achieved through trusted relationships, professional autonomy, and a genuinely personal approach to advice. You will be empowered to deliver holistic financial planning solutions tailored to each client's circumstances, supported by experienced investment professionals, technical specialists, and a leadership team committed to investing in its people.

The Opportunity

As a Financial Planner, you will play a key role in delivering high-quality, holistic financial planning advice to High-Net-Worth and Ultra-High-Net-Worth clients. Working closely with investment management colleagues, you will help clients navigate complex financial decisions across retirement planning, investment structuring, inheritance tax planning, estate planning, protection, and wealth preservation strategies.

This is an opportunity to become a trusted adviser, developing deep and lasting client relationships while contributing to the continued expansion of a growing financial planning division.

What You'll Be Doing

• Build, maintain, and develop trusted relationships with existing and prospective clients.
• Deliver holistic financial planning advice tailored to individual client objectives and circumstances.
• Conduct comprehensive client reviews and provide ongoing planning strategies aligned to changing needs and goals.
• Advise clients on retirement planning, tax-efficient wealth structuring, inheritance tax mitigation, estate planning, and broader financial planning solutions.
• Work collaboratively with Investment Managers and other specialists to deliver integrated wealth management solutions.
• Generate new business opportunities through referrals, professional connections, and exceptional client service.
• Structure and lead client meetings professionally, ensuring all advice is suitable, compliant, and client-focused.
• Maintain accurate client records and ensure adherence to regulatory and compliance requirements.
• Act as an ambassador for high-quality advice, helping to promote best practice across the wider business.
• Continue developing technical expertise through ongoing professional development and industry learning.

What We’re Looking For

• Level 4 Diploma in Regulated Financial Planning (or equivalent) as a minimum.
• Current Statement of Professional Standing (SPS).
• Experience delivering holistic financial planning advice to private clients.
• Strong technical knowledge across pensions, investments, tax planning, estate planning, and protection.
• Proven ability to build trusted client relationships and communicate complex advice clearly.
• A client-first mindset with a passion for delivering exceptional outcomes.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Commercial awareness and a desire to contribute to the growth of a developing financial planning proposition.
• Ambition to build a long‑term career within a supportive and progressive environment.

Why Join?

Be Part of an Exciting Growth Story

Join a business that is actively investing in the future of Financial Planning, creating opportunities for advisers to develop their careers and help shape the next chapter of its success.

Long-Term Career Opportunity

This is not simply a role to fill today’s requirement. The firm is committed to developing and retaining talented individuals, providing clear opportunities for progression and long-term professional growth.

A Culture That Values People

The business has built its reputation over decades by putting relationships first — with both clients and colleagues. You'll be joining a supportive environment where expertise is respected, achievements are recognised, and development is actively encouraged.

Genuine Client-Centric Advice

Free from product-driven pressures, you'll have the autonomy to provide advice that is truly in the best interests of your clients, building meaningful relationships that stand the test of time.

Collaborative Wealth Management Environment

Work alongside experienced Investment Managers and technical specialists, delivering integrated advice solutions that create lasting value for clients.

If you're a Financial Planner looking for a firm that combines heritage, ambition, professional autonomy, and a genuine commitment to its people, this represents an outstanding opportunity to build a rewarding and lasting career