Financial Director

Refreshing; Greater London; Hybrid; GBP 128,000 - 173,000; Full time

Job summary

Refreshing seeks a Finance Director to lead the finance function in a high-growth Fintech environment regulated by the FCA. You’ll work closely with the CEO, Board and investors, owning budgeting, reporting, and strategic finance activities while building scalable systems and controls.

Experience in payments or regulated financial services is highly valued. You will partner on strategy, funding, and governance, ensuring robust financial control and compliance.

Qualifications

• Significant senior finance leadership experience within an FCA-regulated business.
• Fintech experience, ideally in payments, lending or related areas.
• Strong financial control, reporting and planning experience.
• Experience in scaling entrepreneurial businesses.

Responsibilities

• Lead budgeting, forecasting and scenario planning.
• Own management reporting, KPIs and board/investor reporting.
• Partner with CEO on strategy, pricing, unit economics and funding.
• Manage cash, liquidity and working capital.
• Develop a robust financial control environment for FCA-regulated business.
• Support regulatory reporting and information requests.
• Oversee audit, year-end, tax and statutory reporting.
• Support future fundraising of equity and debt.
• Improve finance systems, processes, data and automation.
• Build out the finance function as the business grows.

Skills

Finance leadership

FCA-regulated

Fintech experience

Strategic planning

Stakeholder engagement

Governance

Fundraising

Commercial mindset

Job description

Finance Director | Fintech / FCA-Regulated

We’re working with a high-growth, VC-backed business to find a Finance Director to lead and build its finance function through the next stage of growth.

This is a senior, hands-on role working closely with the CEO, Board and investors. We’re particularly interested in people who have worked within an FCA-regulated environment and understand the additional financial control, reporting and governance requirements that come with it.

Fintech experience is also highly preferred, particularly within payments, lending or other regulated financial services.

The role

You’ll take ownership of the finance function end-to-end, combining strategic leadership with a willingness to get into the detail when needed.

You’ll be responsible for:

• Leading budgeting, forecasting and scenario planning
• Owning management reporting, KPIs and Board/investor reporting
• Partnering with the CEO on strategy, pricing, unit economics and funding
• Managing cash, liquidity and working capital
• Developing a robust financial control environment suitable for an FCA-regulated business
• Supporting regulatory reporting and information requests
• Overseeing audit, year-end, tax and statutory reporting
• Supporting future equity and debt fundraising
• Improving finance systems, processes, data and automation
• Building out the finance function as the business grows

It’s a broad FD role where one day you might be discussing funding strategy with the CEO and investors, and the next working through liquidity forecasts, controls or a regulatory request.

What we’re looking for

FCA-regulated experience is important for this hire.

You’ll ideally have:

• Significant senior finance leadership experience within an FCA-regulated business
• Fintech experience, ideally across payments, lending or a related area
• Strong financial control, reporting and planning experience
• Experience working in a scaling, entrepreneurial business
• Confidence working with CEOs/founders, Boards and investors
• Exposure to regulators, auditors, banking partners and external advisers
• Experience supporting fundraising would be highly useful
• A commercial mindset alongside strong technical finance fundamentals

You don’t need a huge team around you to be effective. This will suit someone who enjoys the combination of strategy, building and doing.

There’s a genuine opportunity here to shape the finance function rather than inherit something already fully built, with significant exposure to the CEO, Board and the wider direction of the business.

£150,000 + bonus | London | Hybrid