Financial Crime Risk Manager | S3 | Business Banking | Multiple Locations | Internal Mobility

Santander; Milton Keynes; Hybrid; GBP 55,000 - 83,000; Full time

Benefits offered by this job

Competitive rewards

Wellbeing programs

Parental leave

Volunteering opportunities

Global growth opportunities

Job summary

Santander is evolving into a technology-driven organisation and seeks a Financial Crime Risk Manager to oversee risk within Business Banking. Based on UK sites, the role blends governance with hands-on risk management to protect customers and the bank.

You will partner with business leaders and FC teams to ensure risk appetite alignment, regulatory compliance, and safe customer journeys while supporting change initiatives.

Qualifications

• Experience managing financial crime risks within retail or corporate banking.
• Solid knowledge of UK FC laws (AML, sanctions, bribery) and governance.
• Experience in Financial Crime Advisory or Change Management.

Skills

Financial crime management

Regulatory knowledge

Change management

Education

Financial crime qualification

Job description

Financial Crime Risk Manager | S3 | Business Banking | Multiple Locations | Internal Mobility

Country: United Kingdom

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation.

THE DIFFERENCE YOU MAKE

Business Banking (part of Corporate & Commercial Banking) is looking for a Financial Crime Risk Manager based in any Santander primary site.

You will play an important role in helping Business Banking manage financial crime risk effectively, providing expert oversight and challenge while partnering with business leaders and Financial Crime teams. You will help ensure our approach remains aligned to risk appetite, policy and regulatory expectations, while supporting safe, effective customer journeys and forward-looking change.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

WHAT YOU'LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience:

• Financial services experience, including solid experience working as a manager within Financial Crime (Required)
• Knowledge of Business Banking products and associated financial crime risks, including current and savings accounts, investments, wealth management, mortgages and insurance (Required)
• Extensive knowledge of the UK's legislative and regulatory framework for FC (Anti-Money Laundering, Sanctions, Prevention of Facilitation of Tax Evasion and Anti-Bribery and Corruption) and how that impacts the Governance environment (Required)
• Prior experience in Financial Crime Advisory or Change Management will be essential (Required)

Education:

• Holds an acceptable financial crime qualification (Preferred)

WE VALUE YOUR IMPACT

At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.

Here, recognition goes beyond pay. It's about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive - personally and professionally.

Salary Range:

£55,167.00 - £82,751.00 per annum (depending on experience)

This salary range represents the expected remuneration for the role. Annual salary is based on a standard 35-hour working week. Actual salary offered will depend on skills, experience, qualifications and location.

• Competitive rewards that reflect the real impact you make and the value you bring.
• Wellbeing that goes beyond work - we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
• Support for every life stage - from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
• Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
• Global growth opportunities to shape your career, learn new skills and explore what's possible across our international network.

Ready to be recognised? It starts with you.

LOCAL COMPLIANCE

At Santander, we're proud to be an inclusive organisation that provides equal opportunities for everyone - regardless of age, gender, disability, civil status, race, religion or sexual orientation.

We're committed to creating a recruitment experience that is accessible, fair and welcoming for all candidates.

We want our people to thrive - at work and at home - while delivering the best outcomes for our customers and supporting each other to grow.

To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).

When applying, please consider the travel distance, time and cost to your chosen office locations.

We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs.

IMPORTANT INFORMATION FOR INTERNAL APPLICANTS:

PERMANENT ROLES:

• If you are currently employed by Santander UK plc on TSB Legacy terms or by TSB and choose to apply for this Santander vacancy, please be aware that, if successful, you will move onto full Santander terms and conditions of employment and will no longer be part of the TSB Legacy population with effect from the start date of your new role.

If you want to know more about the opportunity:

Please contact Saurav Mukherjee - [e-mail]

Contact Number: - 07925 395282