Financial Crime Officer

Teya; Greater London; Hybrid; GBP 70,000 - 100,000; Full time

Benefits offered by this job

Flexible working hours

Wellbeing partnership with Wellhub

Enhanced parental leave

Cycle-to-Work

Health and Life Insurance

Pension Scheme

25 days annual leave

Office snacks

Central London office

Job summary

Teya is building a fintech platform for local businesses from its Central London base. We are hiring a Financial Crime Officer in our second-line Compliance team to strengthen defences by filing SARs, implementing policies and improving processes.

You will collaborate with Legal, Risk, Operations and Product to uphold regulatory standards in a high-growth environment. The role focuses on EDD reviews, SAR management, and policy monitoring across UK/EU regulations, with excellent opportunities to

Qualifications

• 5–6 years of relevant experience in Compliance, Financial Crime, AML & CTF roles, ideally in fintech or financial services.
• Strong knowledge of UK and EU AML regulations, e.g. FCA, JMLSG, MLRs, POCA, FATF and Basel standards.
• Excellent written and verbal communication skills with clear regulatory advisories and SARs.

Responsibilities

• Report directly to the Head of Compliance in a dual-line setup.
• Conduct Enhanced Due Diligence on high‑risk customers and manage SARs to authorities.
• Oversee regulatory policy monitoring and update teams on required process changes.
• Help develop KYC/KYB tools and drive automation within the financial crime controls.
• Perform second‑line QA of first‑line controls, alert handling and case outputs.
• Collaborate with Legal, Risk and Operations to ensure policy alignment.

Skills

AML & CTF knowledge

Regulatory communication

Process improvement

SQL / Excel data skills

Fintech/financial services exp

Education

University degree in Law, Finance, Business Administration, Accounting, Economics

Tools

CAMS certification

ICA Advanced AML

CFCS

SQL

Excel

Job description

Hello. We’re Teya.

Teya was founded on a simple belief: local businesses deserve better.

They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business.

Teya exists to change that.

We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work.

We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand.

If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you

Your Mission

At Teya we are building the future of fintech for small businesses, and our Compliance and

Financial Crime team is at the core of this journey. As a Financial Crime Officer in the

second line Compliance team, you will play a pivotal role in strengthening our defences by

filing Suspicious Activity Reports and implementing and improving policies and processes

to keep pace with changing regulation and evolving trends in financial crime. You will

collaborate closely across first-line Operations, Product, Legal and Risk teams to uphold

our standards and safeguard integrity in a high-growth environment.

Responsibilities

• Report directly to the Head of Compliance and work in an enthusiastic, forward-thinking and motivated second line Compliance team.

• Conduct comprehensive Enhanced Due Diligence ("EDD") reviews on high-risk customers and manage Suspicious Activity Reports ("SARs") to the National Crime Agency and Financial Intelligence Units.

• Oversee regulatory policy monitoring and change management, staying at the forefront of evolving AML & CTF and sanctions regulations, and advising relevant teams on required process adjustments.

• Help develop Teya’s internal KYC and KYB tools and drive process improvements and automation within the financial crime control environment - identifying gaps, proposing enhancements to EDD workflows, SAR quality, alert parameters, and monitoring tools to make controls more efficient and effective.

• Perform second‑line oversight and quality assurance of first-line controls, alert handling, case management, and EDD outputs.

• Collaborate across functions, including Legal, Risk and Operations, providing advice to ensure alignment with Teya’s policies and regulation.

Requirements

• 5–6 years of relevant experience in Compliance, Financial Crime, AML & CTF roles - ideally in fintech, digital banking, credit or financial services.

• University degree in Law, Finance, Business Administration, Accounting, Economics or a related field.

• Strong knowledge of UK and EU AML regulations, e.g. FCA, JMLSG guidance, MLRs, POCA, FATF and Basel standards.

• Excellent written and verbal communication skills, including preparation of clear, concise advice, procedures, SARs, policies and regulatory communications.

• Demonstrated ability to drive process improvement, such as analysing workflows, identifying inefficiencies and recommending enhancements to tools, policies and procedures.

• Whilst not required, professional certifications such as CAMS, ICA Advanced AML, CFCS and strong data or analytical skills (e.g. SQL, Excel) are desirable.

The Perks

• We trust you, so we offer flexible working hours, as long it suits both you and you team

• Physical and mental health support through our partnership with Wellhub giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps

• Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support

• Cycle-to-Work Scheme

• Health and Life Insurance

• Pension Scheme

• 25 days of Annual Leave (+ Bank Holidays)

• Office snacks every day

• Friendly, comfortable and informal office environment in Central London

Teya is proud to be an equal opportunity employer.

We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.

If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.