Financial Crime Investigations Consultant

M&G; Stirling; On-site; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Pension scheme up to 18%

Share Save and Share Incentive Plan

38 days annual leave

Time Off When You Need It

Inspiring Families policy – parental

Private Healthcare

Critical Illness cover

Life Assurance

Job summary

M&G, with a heritage dating back more than 175 years, seeks an Investigations Consultant to lead complex financial crime investigations and gather intelligence to support the Investigations and FIU Lead. You will analyse transactions, records, and patterns across borders, and contribute to the development of response plans and manuals.

In this role you will collaborate with regulators, law enforcement, and internal MLROs, producing clear reports and horizon scans while guiding junior colleagues

Qualifications

• Experience leading financial crime investigations across complex cases.
• Proven ability to gather intelligence from public sources.
• Experience compiling investigation summaries for governance committees.
• Experience filing SARs/STRs/DAMLs.
• Excellent communication with senior stakeholders and regulators.

Responsibilities

• Lead complex cross-jurisdictional financial crime investigations.
• Investigate non-AML financial crime incidents and sanctions evasion.
• Support development of the Group Financial Crime Response Plan and investigations manual.
• Contribute to lessons learned, trend analysis and feedback for control improvements.
• Support deep-dives on transaction monitoring and fraud monitoring and disseminate intelligence.

Skills

Financial crime investigations

Intelligence gathering (public sources

SARs/STRs filing

Stakeholder communication

Horizon scanning

Report writing

Job description

At M&G, our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions.

The Investigations Consultant is an experienced role with day-to-day responsibility for the completion of complex investigations and gathering financial crime intelligence, and supporting the Investigations and FIU Lead to execute their responsibilities.

Financial crime responsibilities:

• Conduct complex cross-jurisdictional or cross-entity financial crime investigations.
• Investigate non-AML financial crime incidents (such as bribery and corruption or sanctions evasion).
• Support the development and maintenance of the Group Financial Crime Response Plan.
• Support the development and maintenance of the investigations manual.
• Support ‘lessons learned’ activities following investigations, including trend analysis and identify feedback related to potential control gaps / failures.
• Support ‘deep dives’ relating to transaction monitoring and fraud monitoring and support dissemination of intelligence to Business Unit 1LoD financial crime teams to support the development of transaction monitoring and fraud typologies.
• Support Financial Crime threat scanning activities.

Additional responsibilities:

• Other tasks and activities within the scope of your role or team as required from time to time.

Skill requirements:

• Experienced in leading financial crime investigations, including analysing financial transactions, records and behavioural patterns to identify illicit activity. (Essential)
• Experienced in gathering intelligence from public open sources including adverse media. (Essential)
• Experienced in gathering, and reviewing investigation summaries and accelerate to senior management/governance committees (Essential)
• Experience in filing SARs/STRs/DAMLs (Essential)
• Excellent communications skills, with the ability to communicate with internal senior stakeholder and external stakeholders at relevant regulatory bodies and law enforcement agencies.
• Proven experience in conducting horizon scanning activities relating to identification of relevant and emerging financial crime threats.
• Strong communications and report writing skills, with the ability to effectively communication findings to the Investigations and FIU Lead and internal stakeholders, such as Local MLROs.

Experience Level: Experienced Colleague

What we offer:

We’re dedicated to supporting your wellbeing and helping you thrive, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, and financially plan for the future. Our UK benefits include:

• A valuable pension scheme of up to 18% (13% made up of employer contributions and 5% employee contributions).
• Access to our Share Save and Share Incentive Plan, alongside financial wellbeing and support services to help give you real confidence to put your money to work.
• Enjoy 38 days annual leave (including bank holidays), with the opportunity to purchase up to five extra days. Our Time Off When You Need It policy gives you the flexibility - to balance work and personal commitments.
• Our market-leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - because supporting families is an important part of our inclusive culture.
• Health & Protection cover includes Private Healthcare, Critical Illness cover and Life Assurance for you, with additional family options - for peace of mind.

To explore more about life at M&G and our full benefits offering, visit

At M&G we strive to have a diverse workforce and an inclusive culture, underpinned by our policies and employee-led networks that offer networking, support and development opportunities for the diverse communities our colleagues represent. We welcome applications from people of all backgrounds – across gender, ethnicity, age, disability, sexual orientation and more – including neurodivergent individuals, career returners and those with military service experience.

M&G is proud to be Level 3: under the UK Government Disability Confident employer scheme, and we welcome applications from candidates with disabilities and long-term health conditions. If you would like to participate in the initiative, you will have the opportunity to indicate this on your application.

We are committed to providing an inclusive recruitment process. All candidates have the opportunity to request reasonable adjustments when applying. If you need any additional support at any stage, please contact us at: