Financial Advisor

FM JOBS LIMITED; Chippenham; Hybrid; GBP 63,000 - 77,000; Full time

Benefits offered by this job

Hybrid working

Pension scheme

Professional development

Chartered status support

Established client bank

Job summary

FM JOBS LIMITED in Chippenham is seeking a Financial Advisor to take ownership of an established client bank and support the team with new business as it comes in. The role focuses on delivering high-quality advice to clients already in the book, managing seven-figure portfolios, and maintaining strong relationships.

You will work in a small, collaborative team within a larger advisory group, with hybrid working arrangements and development toward chartered status.

Qualifications

• Diploma Level 4 qualification required.
• Proven experience advising high-net-worth clients with complex needs.
• Technical capability across pensions, investments and tax-efficient planning.

Responsibilities

• Manage an existing client book with seven-figure portfolios and recurring fees.
• Conduct client reviews and provide ongoing advice for business owners and professionals.
• Assist with new business referrals and relationship development without cold outreach.
• Deliver complex planning including pension recycling and large contributions.
• Attend meetings and build trusted client relationships.

Skills

Client relationship management

Pensions

Investments

Tax planning

High-net-worth engagement

Education

Diploma Level 4

Job description

This Financial Advisor job in Chippenham offers something rare: an existing portfolio worth around £450,000 in renewals, a steady flow of new business that generates itself, and no need to go knocking on doors. You'll be joining a close-knit team within a larger group, working alongside experienced chartered planners who handle high-net-worth and complex cases daily.

Your purpose

You'll take ownership of a substantial existing client bank while supporting the team with new business as it comes in. This isn't about building from scratch it's about delivering quality advice to clients who are already there, keeping them happy, and managing portfolios that include seven-figure cases.

Your day to day

• - Managing an existing book worth approximately £450,000 in recurring fees across high-value portfolios
• - Conducting client reviews and ongoing advice for business owners, professionals, and inherited wealth clients
• - Working on new business alongside the team cases come through referrals and existing client relationships, not cold outreach
• - Handling complex planning including pension recycling, tapering, and large contributions
• - Delivering advice quickly to offset slower back-office processes and keep clients satisfied
• - Attending client meetings face to face and building trusted relationships

Financial Advisor Requirements

• - Diploma Level 4 qualification (essential)
• - Proven experience advising clients with substantial assets and complex needs (essential)
• - Technical capability across pensions, investments, and tax-efficient planning (essential)
• - Professional, authentic approach with gravitas to engage high-net-worth individuals (essential)
• - Chartered status, or actively working towards it (desirable)

Who you'd be joining

A small, collaborative financial planning team within a larger advisory group. The culture is down to earth everyone pulls their weight, there's no hierarchy for the sake of it, and the focus is firmly on client outcomes. You'll work closely with experienced colleagues and dedicated support staff who know the clients well.

Financial Advisor Benefits

• - Circa £70,000 salary plus on-target earnings
• - Hybrid working arrangement with flexibility once established
• - Pension scheme
• - Professional development and support towards chartered status
• - Manageable portfolio with genuine earning potential from day one
• - Established client bank requiring no prospecting or business development activity