Finance Manager

Jigsaw Finance; Manchester; Hybrid; GBP 65,000 - 90,000; Full time

Job summary

Jigsaw Finance in the United Kingdom is hiring a Finance Manager to lead a small team of two Accounts Assistants and scale the finance function as the business grows.

You will own month-end close, budgeting, forecasts, cash flow models, and statutory reporting while partnering with the Finance Director and other departments.

Hybrid role with occasional travel to Macclesfield and Stoke-on-Trent offices; fully qualified ACA/ACCA/CIMA is essential and knowledge of UK GAAP required.

Qualifications

• Fully qualified accountant (ACA, ACCA, or CIMA).
• Proven experience either in practice or in industry, ideally with sector experience.
• Track record of ownership of month-end reporting, statutory accounts, and audit.
• Strong working knowledge of UK GAAP and statutory reporting requirements.

Responsibilities

• Take ownership of month-end close, management accounts, and financial reporting - Support the Finance Director to produce accurate, timely insight that the leadership team actually acts on.
• Partner with the Finance Director to build out budgets, forecasts, and cash flow models that keep pace with our growth.
• Manage, coach, and grow two Accounts Assistants - building their technical skills and setting them up for their own career progression.
• Support statutory reporting, audit processes, and compliance, working closely with external advisors and auditors.
• Play a key role in systems and process improvement projects as the finance function matures alongside the business.
• Work the Finance Director and team to build further accuracy and efficiencies into the payroll and HR processes, including review and implementation of new systems.

Skills

Leadership

UK GAAP

Commercial acumen

Team development

Education

ACA/ACCA/CIMA

Tools

Sage Accounting

Payroll systems

Job description

Jigsaw Finance is the UK's fastest-growing motor finance brokerage - and we're just getting started. We were listed in The Sunday Times Top 100 Fastest Growing Private Companies 2026. Since the company was acquired in 2023: annual turnover has rocketed from circa £2m to a figure of £18m. The current business plan targets over £30m in turnover by FY28/29. This is a business in genuine growth mode, and there's never been a better time to join.

What we do

We work with a substantial panel of motor finance lenders to help customers of all credit profiles find and fund their next vehicle. We operate across two routes to market:

• B2B (circa 75%) - processing introductions from motor dealerships across the UK whose customers want to buy on finance
• D2C (circa 25%) - processing finance applications from customers who come to us directly through digital marketing, then helping them source a vehicle from a dealership of their choice

Revenue comes predominantly from finance commission, plus ancillary products like vehicle warranty and other protection products.

ABOUT THE ROLE

This is a newly created role - built for the next phase of Jigsaw Finance's growth story. You'll report directly into our Group Finance Director and lead a team of two Accounts Assistants, shaping how our finance function scales from here.

Own the day-to-day rhythm of the transactional finance function, making sure processes are slick, controlled, and built to scale

Get hands-on with improving financial processes and controls - this is a business moving fast, and there's real scope to shape how things are done, not just follow what's already there.

LOCATION & WORKING ARRANGEMENTS

This is a primarily remote role, however some office attendance will be required. The successful candidate must be able to travel to our Macclesfield and Stoke-on-Trent offices occasionally for stakeholder meetings and other business requirements.

KEY RESPONSIBILITIES

Own the numbers, drive the business

• Take ownership of month-end close, management accounts, and financial reporting - Support the Finance Director to produce accurate, timely insight that the leadership team actually acts on.
• Partner with the Finance Director to build out budgets, forecasts, and cash flow models that keep pace with our growth

Lead and develop your team

• Manage, coach, and grow two Accounts Assistants - building their technical skills and setting them up for their own career progression

Build the engine as we grow

• Support statutory reporting, audit processes, and compliance, working closely with external advisors and auditors
• Play a key role in systems and process improvement projects as the finance function matures alongside the business
• Work the Finance Director and team to build further accuracy and efficiencies into the payroll and HR processes, including review and implementation of new systems.

Be a genuine business partner

• Work with department heads to improve operations by strengthening processes
• Bring a commercial mindset to everything - this isn't a back-office reporting role, it's a seat at the table

REQUIRED SKILLS & EXPERIENCE

Qualifications and Background

• Fully qualified accountant (ACA, ACCA, or CIMA)
• Proven experience either in practice or in industry, ideally with sector experience.
• Track record of ownership of month-end reporting, statutory accounts, and audit
• Strong working knowledge of UK GAAP and statutory reporting requirements

Leadership and Team

• Experience leading and developing a small finance team
• Comfortable operating hands-on in a fast-growing, owner-managed business

PREFERRED SKILLS

• Experience within motor finance, consumer credit, lending, or another FCA-regulated environment
• Experience of Sage Accounting and/or Payroll systems
• Exposure to HR oversight, payroll, and commission scheme design

PERSONAL ATTRIBUTES

• Self-motivated with the ability to take initiative and manage your own workload
• Strong communicator, comfortable liaising with colleagues at all levels and with external stakeholders
• Commercially minded, with a pragmatic approach to problem-solving
• Detail-oriented, with high standards of accuracy and governance
• Ambitious and comfortable with the pace and change that comes with rapid growth