Finance Development Programme - Treasury

Nationwide; Swindon; Hybrid; GBP 25,000 - 30,000; Full time

Job summary

A prominent UK bank is offering a 3-year Treasury Development Programme in Swindon, focusing on hands-on experience across various Treasury operations. Ideal for recent graduates eager to build a career in banking, the programme includes placements in back office, middle office, and front office roles. Candidates should possess strong numerical, analytical and communication skills. A hybrid working model supports a flexible working environment.

Benefits

25 days holiday per year

Private medical insurance from January 2026

Access to annual performance-related bonus

Training opportunities for career development

Life assurance

Health and wellness options

Paid volunteering days

Qualifications

• Recent graduate or career changer with a drive for development.
• High standard of written and verbal communication skills.

Responsibilities

• Work across four placements in Treasury operations.
• Build expertise in financial risk and sustainability.
• Join front-office trading desk in the final year.

Skills

Numerical communication skills

Analytical skills

Organizational skills

Time management

Microsoft Excel proficiency

Education

Two A Level qualifications (A*-E) and three GCSE's at grades A-C

Job description

Job description

Good things this way

If you are a driven, high performer who enjoys solving problems and learning new skills, our 3-year Treasury Development Programme offers you a rewarding career in banking.

You will work across four placements, where you'll gain hands‑on experience in Treasury operations, risk reporting, modelling, and sustainability, building both technical expertise and workplace skills. In your final year, you'll join a front‑office trading desk in London, applying this knowledge in a fast‑paced market environment to complete a well‑rounded Treasury journey.

We'll also support you to study for your ACT (Association of Corporate Treasurers) qualification.

Thrive within our high‑performance culture as you experience hands‑on learning, tailored training, and a strong support network.

Where you'll be working

Our Finance function ensures we spend our customers' money wisely. We provide financial partnering services, produce statutory and regulatory reporting, raise wholesale funds & maintain liquidity. We also provide lending for social housing, deliver a financial plan, manage stress testing requirements, and provide and maintain financial systems and technology.

Based within Finance, our Treasury team ensures Nationwide remains financially safe, secure, and sustainable. The team manages key balance sheet risks, including liquidity and capital, raises wholesale funding, and uses hedging to protect against interest rate and foreign exchange risks.

What you'll be doing

Back office placement

Your first six‑month placement will be in Collateral Management, Settlements, or Conduct & Compliance. You'll gain a clear view of how Nationwide's Treasury operates, from executing derivatives and wholesale funding to managing liquid assets. You'll build understanding of how to optimise collateral, ensure regulatory compliance, and how to process transactions accurately and on time.

Middle office placements (two nine‑month placements)

In your second placement, you'll join one of our Balance Sheet Risk Reporting teams – Liquidity & Product, Capital & Credit, or Market Risk. Here you'll build knowledge of the key risks across Nationwide's balance sheet and learn how both the business and regulators manage and monitor them.

Next, you'll move into Framework & Modelling, Recovery & Resolution, or Sustainability. These teams will give you deeper expertise through detail‑oriented assignments, combining technical analysis, regulatory insight, and strategic thinking. It's a chance to become a subject‑matter expert and lay strong foundations for a career in financial risk and sustainability.

Front office placement (twelve months)

For the final year of the programme, you will join one of our front‑office trading desks. This is either on the Derivatives, Investments, or Wholesale Funding desk. This rotation will utilise the skills and knowledge you have built over the previous two years into managing and executing trading positions, be that investing in bonds, issuing wholesale funding or using derivatives to externalise risk.

The dealing room in London is a fast‑paced environment reacting to local and international events that impact financial markets – you will become an expert in certain markets and be able to communicate market trends both internally and with a wide external network. The placement will complete the journey across Treasury to provide a well‑rounded knowledge base of how the function operates.

Location

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, based at either our Swindon or London office.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

About you

Whether you're a recent graduate, contemplating a career change, or are already working in finance but seeking your next challenge, our finance development programme paves the way for a rewarding career in banking.

You’ll need to have:

• Two A Level qualifications (A*-E) and three GCSE's at grades A-C/grade 9-4 (or equivalent) including Maths and English Language
• A drive to embrace development opportunities.
• An expectation of high performance - from both you and those around you.
• A high standard of numerical, written, and verbal communication skills.
• The ability to analyse data and information to problem solve to identify challenges and propose solutions.
• Through research and experience, commercial awareness of Nationwide and financial services
• An inquisitive mind and an aptitude for problem solving.
• Experience using Microsoft Excel.
• Strong organisational skills to plan and deliver work with attention to detail.
• Good time management and prioritisation skills for working in a fast‑paced environment.
• A want to get involved in activities across the Finance department, such as working with our recognition teams or Network and Knowledge events.

Our customer first behaviours put customers and members at the heart of how we work together

• Feel what customers feel - We step into our customers' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think - we're honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don't settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes.

The extras you'll get

• 25 days holiday per year, which increases over time to 30. Plus, you can 'buy' up to 10 extra days each year, giving you even more choice.
• From January 2026, all colleagues will benefit from private medical insurance
• A highly competitive pension to help you build a strong foundation for retirement.
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career
• A great selection of additional benefits through our salary sacrifice scheme
• Life assurance to provide peace of mind for you and your loved ones in the event of your death.
• Wellhub access for a range of free and paid options for health and wellness
• Up to 2 days of paid volunteering a year

Banking – but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we're owned by our members – those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don't see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you're inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you're one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard‑setter, we work for the good of customers, communities, and broader society.

We are purpose‑driven. Uncompromisingly customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the 'Apply Now' button, where you'll be asked to answer a few quick questions for us.

We'll send you our online assessments to complete and there will also be a short video interview to find out more about you. If you are successful, you could be selected to attend one of our assessment centres which run from January 2026.

Visa sponsorship information

As a UK Visas and Immigration (UKVI) approved sponsor, we have a responsibility to comply with the applicable Immigration Rules and guidance (which are subject to change). The Skilled Worker route has specific requirements relating to skill level of the role and minimum salary expectations. As such, our ability to employ individuals who require sponsorship for immigration purposes is limited or may not be possible for some programmes.

VISA Sponsorship cannot be offered on this programme.

All successful applicants with need to demonstrate their right to work in the UK on commencement of employment and for the duration of the programme applied for without requiring sponsorship.

If you have any further questions, please contact us at [e-mail]

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