Europe Risk And Controls Senior Software Engineer II

Wise; City Of London; On-site; GBP 111,000 - 145,000; Full time

Benefits offered by this job

RSUs

Wise Benefits

Job summary

Wise is a global technology company focused on moving and managing money with minimal fees and maximum ease. As a Senior Product Engineer in Europe Risk & Controls, you will own core risk architecture, building high-throughput engines for real-time AML and fraud prevention across Europe and the UK.

You will work closely with Product, Compliance, and Data Science to translate regulatory complexity into performant code, mentor engineers, and define the technical strategy for distributed

Qualifications

• 7+ years of deep Java expertise leveraging Spring Boot.
• Hands-on experience building event-driven architectures with Kafka and SQL.
• Direct end-to-end execution-owning systems from initial design to live production metrics.
• Ability to translate complex distributed architecture concepts for non-technical stakeholders.
• Proven experience with modern continuous integration and deployment pipelines.
• Prior experience in AML, KYC, or fraud prevention is a plus.

Responsibilities

• System Architecture: Design and scale distributed systems powering customer due diligence (CDD/EDD) and fincrime detection.
• Technical Leadership: Set technical strategy, make critical architectural calls, and mentor senior talent.
• Domain Impact: Partner with Product, Compliance, and Data Science to translate regulatory complexity into high-performance code.

Skills

Java

Product ownership

Cross-functional collaboration

CI/CD

AML/KYC domain knowledge

Tools

Kafka

SQL

Job description

Company Description

Wise is a global technology company, building the best way to move and manage the world's money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

Job Description

Build the engines protecting billions in global transfers, without slowing down real-time money movement.

As a Senior Product Engineer in Wise's Europe Risk & Controls team, you'll take full end-to-end ownership of our core risk architecture. We're expanding our domain to handle high-stakes Anti-Money Laundering (AML) and financial crime prevention across European and UK markets. You will architect high-throughput, event-driven engines that ensure every risk decision is bulletproof: consistent, explainable, and real-time auditable.

What You'll Drive

• System Architecture: Design and scale distributed systems powering customer due diligence (CDD/EDD) and fincrime detection.
• Technical Leadership: Set technical strategy, make critical architectural calls, and mentor senior talent.
• Domain Impact: Partner directly with Product, Compliance, and Data Science to translate regulatory complexity into high-performance code.

Qualifications

What do you need:

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

• Core Stack: 7+ years of deep Java expertise leveraging Spring Boot.
• Distributed Systems: Hands-on experience building event-driven architectures with Kafka and SQL.
• Product Ownership: Direct end-to-end execution-owning systems from initial design to live production metrics.
• Cross-Functional Influence: Ability to translate complex distributed architecture concepts for non-technical stakeholders.
• CI/CD Mastery: Proven experience with modern continuous integration and deployment pipelines.
• Domain Bonus: Prior experience in AML, KYC, or fraud prevention is a massive plus.

Additional Information

Interested? Find out more:

• How we work - a practical guide
• DEI @ Wise
• Wise Tech Stack (2025 update)
• Our Engineering career map
• Scaling our Infrastructure; how we make it work
• Wise Engineering - https://medium.com/wise-engineering

What do we offer:

• Starting salary: £111,000- £145,000 +RSUs
• Wise Benefits

For everyone, everywhere. We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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