Enhanced Annuity Underwriter: Medical Risk & Decisions

Banner-Life-Family-of-Companies; Cardiff; On-site; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Annual bonus

Generous pension contribution

Life assurance

Healthcare plan

25 days holiday

Electric car scheme

Discounts

Flexible working options

Job summary

Legal & General (L&G) is recruiting an Enhanced Annuity Underwriter to join our team in the UK. The role involves assessing enhanced annuity applications, gathering medical and financial information, and delivering fair, customer-focused underwriting decisions within a fast-paced environment.

You will work with colleagues across functions, apply risk frameworks, and continuously improve processes while maintaining high-quality service for our customers.

Qualifications

• Experience in medical underwriting or healthcare background required.
• Strong analytical skills to interpret complex information.
• Clear communication to explain decisions and work with stakeholders.
• Ability to collaborate across teams and manage priorities.

Responsibilities

• Assess enhanced annuity applications following guidelines and risk frameworks.
• Gather medical, financial and supporting information for decisions.
• Deliver fair outcomes while managing financial risk and customer needs.
• Utilise knowledge of products, processes and systems for high-quality service.
• Identify opportunities to improve processes and drive continuous improvement.
• Collaborate with colleagues and stakeholders to enhance customer outcomes.
• Maintain accurate underwriting and workflow records.
• Analyse underwriting data to support strategy and performance.

Skills

Medical underwriting

Analytical skills

Communication skills

Team collaboration

Job description

Legal & General (L&G) is recruiting an Enhanced Annuity Underwriter to join our team in the UK. The role involves assessing enhanced annuity applications, gathering medical and financial information, and delivering fair, customer-focused underwriting decisions within a fast-paced environment.

You will work with colleagues across functions, apply risk frameworks, and continuously improve processes while maintaining high-quality service for our customers.