Director | Debt Finance | Real Estate

OakNorth; Greater London; Sur place; GBP 150 000 - 210 000; Plein temps

Avantages offerts par ce poste

Autonomy to own deals

Fast-paced environment

Inclusive workplace

Résumé du poste

OakNorth is seeking a Real Estate Director to originate, structure, and own high-quality real estate deals end-to-end in the UK market.

You will develop relationships with lenders, advisors, and developers, analyse financials, and present credit cases to sanctioning authorities while delivering an exceptional client experience.

This leadership role offers autonomy, a fast-paced environment, and clear progression within a high-growth bank.

Qualifications

• Solid understanding of the London real estate market and active network with counterparties.
• Strong credit, financial analysis, and modelling skills with ability to write credit papers.
• Experience originating, structuring, and executing senior, stretched senior and mezzanine real estate deals with strong legal documentation.

Responsabilités

• Originate, structure, and execute real estate transactions meeting lending requirements.
• Manage and develop existing relationships while identifying new opportunities with SMEs, advisors, and investors.
• Analyse financial accounts, build cash flow models, and prepare credit memorandums with sensitivity analysis.
• Present cases to sanctioning authority and ensure documentation aligns with terms; maintain client relationships.
• Meet team and individual targets while driving innovation in the product proposition.

Connaissances

Credit analysis

Financial modelling

Deal origination

Real estate market

Networking

Formation

Finance/Commerce degree

Description du poste

ABOUT US

At OakNorth, we're on a mission to empower ambitious businesses and the communities they serve. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers - all while driving economic growth in the markets we serve.

ABOUT THE TEAM

Our Real Estate Finance team sits at the heart of OakNorth's lending business, backing the UK's most ambitious property entrepreneurs and developers. The team originates and executes high-quality real estate transactions end-to-end - from senior debt to stretched senior and mezzanine structures - across a wide range of asset classes. We work closely, move quickly, and hold ourselves to a high standard on both credit quality and client experience.

ABOUT THE ROLE

As a Real Estate Director, you will be at the forefront of OakNorth's mission to back the UK's most ambitious entrepreneurs and growing businesses. You will originate, structure, and own high-quality deals end-to-end - from first conversation to successful close - with a sharp focus on credit excellence and delivering a standout client experience. Working closely with senior leadership, you will have the autonomy to shape your own portfolio and take an entrepreneurial approach to every opportunity.

WHAT YOU'LL DO

• Originate, structure, and execute real estate transactions that meet OakNorth's lending requirements, including senior, stretched senior, and mezzanine facilities
• Manage and develop existing customer relationships while identifying new opportunities across SMEs, KBIs, advisors, and private equity firms
• Analyse financial accounts, spread financial models, and prepare high-quality credit memorandums - including forecasted cash flows and sensitivity analysis to assess debt capacity and repayment
• Present credit cases to sanctioning authority, ensure transactions are documented in accordance with credit-approved terms, and maintain close customer relationships with timely reporting to Credit
• Meet team and individual targets (profit, credit quality, new customers, retention, and customer satisfaction) while driving innovation in the product proposition to improve client experience

YOU'LL BE A GREAT FIT IF YOU HAVE...

• In-depth understanding of the London real estate market and a strong, active network across relevant counterparties
• Strong credit, financial analysis, and modelling skills - including the ability to write structured, high-quality credit papers and present cases to a credit committee
• Experience originating, structuring, and executing senior, stretched senior, and mezzanine real estate transactions, with strong legal documentation skills and a degree in Finance, Commerce, or equivalent

Nice to Have

• Experience working within a bank or regulated lending environment, with exposure to credit policy and governance frameworks
• Existing relationships with private equity sponsors, property advisors, or intermediaries active in the UK real estate market

WHAT WE OFFER

• Autonomy to originate and own your deals end-to-end, with direct access to senior leadership and real influence over your portfolio
• A fast-paced, entrepreneurial environment at a high-growth bank that is redefining business lending in the UK and US
• A commitment to professional growth and an inclusive, diverse workplace where people are empowered to succeed