Dealer Underwriter

CarFinance 247; Manchester; On-site; GBP 25,000 - 35,000; Full time

Job summary

A leading finance company in Manchester is looking for a Dealer Underwriter to join their team. In this role, you will evaluate customer car loan applications, ensure compliance with lending criteria, and analyze credit profiles for potential fraud markers. The ideal candidate should possess strong analytical skills, attention to detail, and effective communication abilities. Join us to provide high-quality service and support to both the company and customers.

Qualifications

• Ability to evaluate and analyze customer credit profiles.
• Strong understanding of lending criteria and compliance guidelines.

Responsibilities

• Underwrite business in line with Company Credit Policy.
• Review customer application details for potential fraud markers.
• Communicate effectively with the broker division and customers.

Skills

Analytical skills

Attention to detail

Communication skills

Job description

Are you looking to kickstart your career in the exciting world of finance? Join us at Car Finance 247 as a Dealer Underwriter, where you'll dive into the fast-paced environment of car loan

To evaluate customer car loan applications and to make lending decisions on those applications. The Broker Underwriter will review personal application details for potential fraud markers, analyse customer credit profiles, complete bank checks, and review the vehicle against lending criteria.

CarFinance 247 has a range of lenders with specific criteria. We have a data science model which helps identify whether the customer is eligible to fit that lender. In many cases this may not be the case and it is the job of our Broker Underwriter to review the application for specific clues which may indicate that it could be accepted by one of our lenders if it met certain conditions.

To operate in a fast-paced environment where both pace and accuracy of work are equally important. To provide a high-quality service to CarFinance 247 and to customers.

Key Responsibilities :

• Underwrite business in line with Company Credit Policy, Compliance guidelines, ensuring good outcomes for both the customer and the business.
• Conduct yourself in a manner that upholds and promotes the 247 Group Company Values guiding principles and behaviours.

Communicate effectively with the broker division and customers both verbally...