Data Scientist, L30

Monzo; Cardiff; Hybrid; GBP 55,000 - 75,000; Full time

Benefits offered by this job

Visa sponsorship

Relocation assistance

Flexible working hours

Learning budget

Job summary

Monzo is seeking a Product Data Scientist to help build the bank of the future and boost user engagement in 2025. You will be embedded in a cross-functional squad with engineers, designers, marketers, and product managers to turn data into strategic decisions.

You’ll analyze user interactions, run large-scale A/B tests, and collaborate with the finance team to understand lifetime value and profitability. The role supports UK-wide distributed work with relocation and visa sponsorship; base can be

Qualifications

• Solid grounding in SQL and preferably Python.
• Experience in conducting large scale A/B experiments.
• Strong quantitative analysis and data-mining skills.
• Ability to translate data into actionable product insights.

Responsibilities

• Apply quantitative analysis, data mining, and data presentation to understand user interactions and inform product strategy.
• Guide product teams to measure meaningful metrics; initiate or run A/B experiments.
• Collaborate with finance to understand lifetime value and profitability across features.
• Liaise with engineers to ensure data collection supports relevant insights.

Skills

SQL

Python

A/B testing

Data mining

Job description

About our Data Science Team

We’re looking for a Product Data Scientist excited to help build the bank of the future. You’ll have the opportunity to super charge our user engagement in 2025 and help us to build a bank that customers truly love.

What you’ll be working on

We work in cross-functional squads where every data scientist is a member of a central data discipline and fully embedded into one product squad alongside engineers, designers, marketers, product managers etc.

Your day-to-day

• Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy
• Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do
• Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability
• Liaise with engineers to keep making sure we collect the right data to produce relevant business insights

You should apply if

• You’re impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well
• You’re commercially minded and can put numbers into business perspective
• You’re as comfortable getting hands-on as taking a step back and thinking strategically
• You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so
• You’re a team player whom your colleagues can rely on
• You have solid grounding in SQL and preferably Python
• You have experience in conducting large scale A/B experiments

What’s in it for you

£55,000 to £75,000 + Incentive Awards tied to your performance + Benefits. We can help you relocate to the UK. We can sponsor visas. This role can be based in our London office, but we’re open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences. If you prefer to work part-time, we’ll make this happen whenever we can.