Data Scientist - Credit

Harnham - Data and Analytics Recruitment; Greater London; On-site; GBP 55,000 - 65,000; Full time

Benefits offered by this job

Company pension scheme

Private medical care

Equity scheme

Job summary

Harnham - Data and Analytics Recruitment is seeking a Data Scientist specializing in Credit Risk to design, build, and deploy predictive models for credit decisioning in a fast-paced FinTech. You will work on scorecards and broader models, employing ML techniques to enhance profitability and risk management.

You will collaborate closely with Credit and Product teams, own model deployment across the product suite, and ensure robust monitoring of performance.

Qualifications

• Experience developing predictive models, ideally in credit risk.
• Proficient in SQL and Python.
• Experience applying machine learning to non-linear models.

Responsibilities

• Work on credit models, primarily scorecards and decisioning models.
• Apply innovative ML techniques to enhance the model suite and profitability.
• Own deployment and implementation of predictive models across products.
• Collaborate with Credit and Product teams to improve performance and profitability.

Skills

Predictive modelling

SQL

Python

Machine learning

Credit risk

Job description

Data Scientist - Credit Risk
£55-65,000
London

THE COMPANY

This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.

THE ROLE

• Work across a range of credit models within the business, predominantly scorecards and broader decisioning models
• Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business
• Own the deployment and implementation of predictive models across the product suite
• Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements

YOUR SKILLS AND EXPERIENCE:

• Essential to have experience developing predictive models, ideally within credit risk
• SQL and Python experience is essential
• Essential to have experience using Machine Learning techniques to develop non-linear models
• Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech

SALARY AND BENEFITS

• Base salary from £55-65,000
• Company pension scheme
• Private medical care
• Equity scheme