(CRM) Commercial Relationship Manager - Real Estate Finance

Metro Bank; England; On-site; GBP 65,000 - 95,000; Full time

Benefits offered by this job

Competitive salary

Discretionary annual bonus

Healthcare

Pension

Life assurance

Colleague discounts

Job summary

Metro Bank is seeking a Real Estate Finance professional to support the Head of Real Estate in representing the bank to customers and professionals, building brand reputation in the property market.

You will manage an active portfolio, evaluate lending opportunities, perform financial analysis and KYC onboarding, and collaborate with Credit, Lending & Securities, and risk teams to ensure a One Team approach.

Qualifications

• Specialist knowledge in commercial/corporate Real Estate Finance.
• Evidence of report writing and deal structuring to support credit origination.
• Strong awareness of risk and regulatory considerations.

Responsibilities

• Face of Metro Bank to the Real Estate market, building brand reputation with customers and professionals.
• Manage onboarding and KYC processes with Risk, Credit, and Compliance teams.
• Evaluate lending opportunities and financial metrics for Real Estate transactions.
• Develop long-term relationships with market professionals to grow the bank's Real Estate portfolio.

Skills

Real Estate Finance

Credit origination

Report writing

Deal structuring

Financial analysis

Job description

You are key component for delivering the business model for Real Estate Finance. Real Estate lending as an Asset Class makes up an increasingly significant part of the Commercial Balance Sheet, and you will support the Head of Real Estate in being Metro Bank's external face to the property market (customers and professionals) building our brand reputation in this key marketplace. Support delivering of Lending and other objectives, responding to internal risk challenges, external market challenges, and regulatory requirements and in some cases be responsible for you own new business objective targets. Manage an active portfolio of Real Estate customers and growing the bank with the acquisition of new customers. Evaluate lending opportunities and management/testing of financial metrics/conditions, along with 'Risk' based considerations Gather information from the customer; assess, analyse and interpret financial information such as financial statements, management accounts, profit and loss statements. Develop and maintain active and influential relationships with key market professionals and players. You will be the face of Metro Bank in the Real Estate market (customers & professionals) building our brand reputation in this key marketplace. Manage all aspects of Risk, including Credit, Operational and Regulatory. Manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues including maintaining key relationships with other departments such as Credit, Lending & Securities, Lending Supporting the customer onboarding experience, including completion of KYC, liaison with customer, as well as Financial Crime and Account Opening Teams. Perform any other duties as required that reasonably fall within the scope of the role, adapting to evolving team needs and challenges. Always act with integrity.

Proven specialist sector knowledge within commercial/corporate Real Estate Finance environments. Evidence of report writing and deal structuring skills in support of credit origination Good awareness and understanding of all aspects of Risk You will have experience of regularly delivering transaction sizes between 2.5-5m You will have experience structuring and delivering commercial property lending deals across asset classes such as residential investment (BTL & HMOs portfolios), commercial property (including offices, retail, industrial, leisure, PBSA etc), and mixed-use portfolios (residential & commercial use). knowledge of commercial banking, property investment and development lending with general wider commercial banking and product knowledge. Experience in credit writing (supporting Relationship Managers), financial analysis and report writing for Real Estate transactions. Report writing / deal structuring experience, ideally within Real Estate Finance. A sound understanding of Financial Crime, AML requirements as well as TCF, conduct and consumer duty expectations and managing/ operating within, risk / regulatory and operational frameworks. Establishes and creates long term productive relationships and networks inside the Bank. Able to provide KYC support to ensure that we exceed customer expectations in delivering an AMAZEING On-boarding/ account opening experience The ability to maximise customer relationships whilst being compliant during customer interactions with awareness of Treating Customers Fairly (TCF) · Plans own time in the short to mid-term to focus on value adding activity that's align to our Vision.

Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders Our promise to you...

• We believe in "one in, one up" at Metro Bank, growing our own and promoting from within. That is why we are looking for YOU! An AMAZEING colleague to move into this FANtastic new role!
• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!). Important Footnote Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet... why not give it a whirl? Good luck! #LI-Loveyourjobatlast