Credit Specialist

Nedbank Private Wealth; Greater London; On-site; GBP 60,000 - 90,000; Full time

Job summary

Nedbank Private Wealth is seeking a Credit Specialist in London to provide expert lending guidance to existing and potential clients while navigating a regulated framework. The role involves managing credit applications, writing proposals, and supporting the lending team to safeguard client relationships.

The successful candidate will contribute to the credit proposition, engage in industry events, and oversee loan-book administration alongside CRM responsibilities in a dynamic private bank

Qualifications

• Experience lending into regulated markets.
• Commercial awareness of external markets.

Responsibilities

• Act as specialist for credit matters within the Nedbank Private Wealth banking team.
• Write credit proposals and shepherd applications through the bank and wider group.
• Contribute to development of the credit proposition with other credit specialists.
• Attend networking events to promote NPW’s lending ability.
• Manage loan book administration and CRM activities.

Skills

Credit expertise

Regulatory knowledge

Tools

CRM software

Job description

We have an opportunity for a Credit Specialist to join our team based in London on a permanent basis.

Who We Are

Nedbank Private Wealth is a multi-award-winning private bank and wealth manager headquartered in the Isle of Man, with branches in London, Jersey and a representative office in the UAE. The company provides a full international wealth management offering through its wealth planning, investment management, and banking services, to both business and private clients worldwide.

All our people are expected to consistently demonstrate our 6Cs, Collaboration, Curiosity, Courage, Client Impact, Can Do Attitude and Completeness.

Job Purpose

To provide a high level of service and lending advice to existing and potential clients of Nedbank Private Wealth International whilst operating within a regulated regime and complying with NPWI policies and procedures. The role holder is responsible for managing credit applications through the sanctioning process with a view to enhancing the value of client relationships and maintain involvement through the life of the loan.

Responsibilities & Duties

• Act as specialist for credit matters, taking responsibility for credit relating to the Nedbank Private Wealth banking team.
• Act as adviser on credit by providing a high level of service to colleagues, by coaching, advising, personally writing credit proposals and shepherding applications through the bank and the wider group
• Proactive input into the development of the credit proposition, working with other Credit specialists to deliver product and service improvements
• Proactively promote and protect NPW’s lending ability by attending networking and relevant industry events
• Have excellent interpersonal and communication skills in order to build trust and interact effectively with both customers and staff
• Undertake administrative tasks relating to managing a loan book including the composition of credit proposals, credit memos, client reviews & CRM management
• Keep abreast of regulatory change, influencing the lending proposition where necessary
• Assist the Private Bankers with lending renewals and reviews in a timely fashion
• Assist the Lending team with managing any risks that the Bank faces as a result of providing finance e.g. recoveries
• Undertake regulated mortgage calls with prospective lending clients.
• Assist with the development of others within the business as required
• Monitor pipeline and repayments to enable accurate forecastingUndertake continuous professional development in accordance with professional institute and regulatory requirements and keep up to date with developments within the industry, complying with the Bank’s Training and Competency policy
• Demonstrate initiative, adaptability and flexibility in order to deal with the demands of the job
• Use written communication skills to influence credit sanctions
• Respond quickly and effectively to client and team demands
• Proactively promote and protect NPW’s lending ability by attending networking and relevant industry events such as UK Finance’s private banking forums
• Be responsible for sourcing new credit led clients from the Broker community, owning the strategy and business plan to achieve a targeted level of new credit written from this source each year.

Skills and Experience

• Prior experience in a similar role lending into regulated markets.
• Commercial awareness of the business and external markets.

Our Commitment to Diversity

Nedbank Private Wealth is an inclusive employer where everyone can thrive. We are proud of the value we place on individuality, and we want you to bring your full self to work and maximise your potential. Please let us know if you require any adjustments to support you.

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