Credit Risk / Underwriter

Lendwise; London; On-site; GBP 30,000 - 40,000; Full time

Job summary

A leading financial services company in London is looking for a Credit Risk / Underwriter to assess credit risk, underwrite loans, and manage portfolios. This full-time on-site role requires strong analytical skills and a bachelor's degree in a related field. Candidates should have experience in unsecured credit underwriting and be detail-oriented. Join us to help make education financing more accessible.

Qualifications

• Proficiency in finance and strong analytical skills essential.
• Experience in unsecured credit underwriting required.
• Knowledge of portfolio management preferred.

Responsibilities

• Assess and analyze credit risk for loan applications.
• Underwrite loans according to company policies.
• Manage credit insurance and oversee portfolio management.

Skills

Strong Analytical Skills

Effective communication

Teamwork abilities

Attention to detail

Problem-solving skills

Education

Bachelor's degree in Finance, Economics, Business

Job description

Company Description

At Lendwise, we make it easier for people to pursue their educational aspirations through our peer-to-peer lending platform. We offer simple loans and smart investments that allow borrowers to further their education at attractive rates, while lenders receive the best possible returns. Our goal is to be the No. 1 provider of education finance, ensuring that both borrowers and lenders benefit from our services. We are committed to making education more accessible and financially feasible for everyone.

Role Description

This is a full-time, on-site role located in London for a Credit Risk / Underwriter. The day-to-day tasks for this role include assessing and analyzing credit risk, underwriting loans, managing credit insurance, and overseeing portfolio management. The professional will ensure that credit underwriting is conducted in line with company policies and will work closely with other departments to support financial decision-making and strategy.

Qualifications

• Strong Analytical Skills and proficiency in Finance
• Experience in Unsecured Credit Underwriting
• Knowledge of Portfolio Management
• Excellent attention to detail and problem-solving skills
• Effective communication and teamwork abilities
• Bachelor's degree in Finance, Economics, Business, or related field
• Experience in the financial services industry is a plus

Seniority level

• Entry level

Employment type

• Full-time

Job function

• Finance and Sales