Credit Risk Technical Lead | LA International | Remote

Tech Junction Ltd; United Kingdom; Remote; GBP 96,000 - 165,000; Full time

Benefits offered by this job

Remote work

Job summary

LA International is seeking a Credit Risk Technical Lead to drive the end-to-end delivery of credit risk platforms for new Business Banking and Credit Card products. You will guide multi-disciplinary teams of architects, API engineers, data analysts, Experian specialists, and Databricks engineers in a remote capacity.

In this senior role, you will own operational architecture, governance, and regulatory alignment.

Qualifications

• Bachelor’s or Master’s degree in Computer Science, Information Technology, Financial Engineering, or related technical discipline.
• Minimum of 10+ years of progressive professional experience in software engineering, technical leadership, and financial risk systems delivery.
• Strong hands-on expertise in credit risk technology delivery within Business Banking or Credit Card domains.
• Experience leading multidisciplinary teams of Architects, API engineers, data specialists.

Responsibilities

• Spearhead end-to-end technology delivery of enterprise credit risk systems for new product launches.
• Lead, mentor, and govern a multidisciplinary team including Solution Architects, API engineers, data analysts, and Databricks engineers.
• Provide hands-on technical guidance to resolve complex design, integration, and delivery blockers.
• Oversee integration of Experian data services with core banking and risk decisioning engines.
• Architect and optimize Databricks data processing pipelines and real-time risk analytics workflows.
• Define technical roadmaps, scope requirements, and delivery milestones with product managers and stakeholders.
• Conduct architecture reviews, security audits, and maintain technical documentation and runbooks.

Skills

Architectural leadership

RESTful API design

Cross-functional collaboration

Stakeholder management

Education

Bachelor’s or Master’s degree in Computer Science or related field

Tools

AWS

Azure

Docker

Kubernetes

Databricks

Jira

Confluence

ServiceNow

Experian integration

Job description

Position Summary

Driving advanced credit risk technology delivery, architectural leadership, and robust financial systems integration in a 100% remote work model, LA International is actively seeking an accomplished Credit Risk Technical Lead for a 12-month contract engagement. In this vital technical leadership role, you will spearhead the end-to-end delivery of credit risk platforms for new Business Banking and Credit Card products, guiding multidisciplinary teams of architects, API engineers, data analysts, Experian specialists, and Databricks engineers. Bringing deep specialized expertise in financial risk systems and hands-on technical governance, you will empower global banking platforms to achieve uncompromised architectural integrity, regulatory compliance, and execution velocity. This prestigious career opportunity offers competitive remuneration, high executive visibility, and exceptional professional growth within a premier global IT recruitment and technology consulting enterprise.

Detailed Job Description

As a Credit Risk Technical Lead supporting LA International in a remote capacity, you will take full operational, architectural, and tactical ownership of credit risk technology delivery, cross-functional squad management, and resolution of complex design and delivery issues. Your day-to-day responsibilities include leading technical architecture discussions, overseeing API and databricks engineering pipelines, integrating Experian credit bureau systems, and collaborating closely with risk managers, business stakeholders, and software engineering squads in Agile sprint cycles under Inside IR35 terms.

Key Responsibilities

• Spearhead end-to-end technology delivery of enterprise credit risk systems supporting new Business Banking and Credit Card product launches.


• Lead, mentor, and govern a high-performing multidisciplinary team of Solution Architects, API engineers, data analysts, Experian engineers, and Databricks engineers.


• Provide hands-on technical guidance to resolve complex design, integration, and delivery blockers across enterprise software pipelines.


• Oversee the integration of third-party credit bureau data services (Experian) with core banking and credit risk decisioning engines.


• Architect and optimize robust Databricks data processing pipelines, data warehousing models, and real-time risk analytics workflows.


• Partner with product managers, risk officers, and executive stakeholders to define technical roadmaps, scope requirements, and delivery milestones.


• Conduct rigorous code reviews, architecture assessments, and security compliance audits across all banking engineering deliverables.


• Maintain comprehensive technical documentation, architecture blueprints, API specifications, and incident runbooks.

Required Qualifications & Skills

• Bachelor’s or Master’s degree in Computer Science, Information Technology, Financial Engineering, or related technical discipline.


• Minimum of 10+ years of progressive professional experience in software engineering, technical leadership, and financial risk systems delivery.


• Strong, demonstrable hands-on professional expertise in credit risk technology delivery within Business Banking or Credit Card domains.


• Comprehensive working knowledge and practical proficiency leading multidisciplinary teams of Architects, API engineers, and data specialists.


• Deep practical experience integrating credit bureau systems (Experian) and managing big data platforms like Databricks.


• Solid practical grasp of microservices architecture, RESTful API design, cloud data pipelines, and enterprise software security.


• Proven analytical, problem-solving, stakeholder management, and cross-functional communication capabilities.


• Mandatory legal work authorization and remote work readiness for UK-based contracting under Inside IR35 regulations.

Nice-to-Have Skills

• Professional technical certifications such as AWS Certified Solutions Architect, Certified ScrumMaster (CSM), or TOGAF Enterprise Architect.


• Prior professional working experience in tier-one retail banks, financial institutions, or global fintech consultancy enterprises.


• Hands-on familiarity with cloud platforms (AWS, Azure) and containerized deployment environments (Docker, Kubernetes).


• Experience utilizing enterprise project management and agile scaling tools (Jira, Confluence, ServiceNow).


• Exposure to regulatory compliance frameworks (Basel III/IV, GDPR) and automated CI/CD deployment pipelines.

Application Information

• Recruiter: LA International Recruitment Division


• Contact Name: Adam Thompson (Resource Consultant)


• Email: [e-mail]


• Company Website: https://www.lainternational.com


• Salary/Rate: Inside IR35 (Negotiable / Competitive Enterprise Contracting Rate)


• Deadline: Open until filled (Urgent Remote Credit Risk Lead Opening)


• Notice Period: Immediate to 14 Days Preferred


• Contract Duration: 12 Months Contract Engagement (Remote / Inside IR35)