Credit Risk Manager (Hybrid) in London

Energy Jobline ZR; City Of London; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A leading energy job board is seeking a seasoned Credit Risk Manager in London. This hybrid role involves managing a high-performing team, optimizing underwriting, and driving strategic initiatives. Candidates should have at least 8 years of experience in credit risk or fraud analytics, along with strong SQL and Excel skills. A degree in a numerate discipline is required. This position offers a unique opportunity to contribute to key business decisions.

Qualifications

• 8+ years of experience in credit risk or fraud analytics.
• Direct experience in designing credit risk frameworks.
• Proficiency in SQL for data analysis.

Responsibilities

• Manage a high-performing team in credit risk management.
• Optimize underwriting and portfolio management.
• Influence business decisions through analytics.

Skills

Credit risk analysis

Fraud analytics

SQL

Advanced Excel

Probability and statistics

UK bureau data knowledge

Regulatory compliance understanding

Communication skills

Education

Degree in Mathematics, Statistics, Economics, or STEM

Tools

Python

R

R

Job description

Energy Jobline is the largest and fastest growing global Energy Job Board and Energy Hub. We have an audience reach of over 7 million energy professionals, 400,000+ monthly advertised global energy and engineering jobs, and work with the leading energy companies worldwide.

We focus on the Oil & Gas, Renewables, Engineering, Power, and Nuclear markets as well as emerging technologies in EV, Battery, and Fusion. We are committed to ensuring that we offer the most exciting career opportunities from around the world for our jobseekers.

Job Description

Our client is looking for a seasoned Credit Risk Manager to join their team. It’s hybrid, so you can work 2 days at home and 3 days in their offices.

This hands-on role combines advanced analytics with leadership responsibilities, giving you the opportunity to manage a high-performing team, influence business decisions, and drive strategic initiatives.

You will work across multiple teams and directly contribute to the optimization of underwriting, fraud prevention, responsible lending, and portfolio management for personal loans.

Requirements

• 8+ years of experience in credit risk, fraud analytics, or a related field, ideally within retail unsecured consumer lending (loans or credit cards).
• Direct experience designing and implementing credit risk decisioning frameworks, strategies, and affordability assessments.
• Strong proficiency in SQL for querying and analysing large datasets; experience with Python or R is a plus.
• Advanced Excel skills, including expertise in complex formulas, pivot tables, and data analysis tools.
• A strong foundation in probability and statistics, including experience with A/B testing and advanced analytical methods.
• In-depth knowledge of UK bureau data (e.g., Experian, Equifax, TransUnion) and familiarity with fraud detection techniques, alternative data sources, and collections solutions.
• An understanding of how marketing and distribution channels impact credit and profitability performance.
• A good grasp of the regulatory landscape, with the ability to align commercial objectives with compliance requirements.
• Excellent communication and interpersonal skills, capable of articulating insights and recommendations to technical and non-technical audiences.
• A degree in a numerate discipline (e.g., Mathematics, Statistics, Economics, or STEM) or equivalent practical experience.

A more extensive job spec is available for interested candidates.

If you are interested in applying for this job please press the Apply Button and follow the application process. Energy Jobline wishes you the very best of luck in your next career move.