Credit Risk Innovation Lead Associate - Corporate & Treasury Chief Investment Office

JPMorgan Chase & Co.; Camden Town; On-site; GBP 60,000 - 85,000; Full time

Job summary

A leading global financial services firm is seeking a Credit Risk Innovation Lead Associate. This role involves driving product development for credit risk analytics, building scalable platforms, and integrating advanced risk models into banking products. Ideal candidates will have experience in product management and proficiency in Python/PySpark. This position offers the chance to work in a collaborative environment where innovation is encouraged.

Qualifications

• Significant experience in product management or development, ideally in risk analytics or banking technology.
• Proficiency in Python/PySpark, cloud platforms, data visualization, and front-end/back-end development.
• Solid understanding of credit risk, banking products, portfolio analytics, and regulatory requirements.

Responsibilities

• Drive product development for credit risk analytics from ideation to launch.
• Build scalable platforms using Python/PySpark and cloud technologies.
• Integrate advanced risk models into banking products.

Skills

Product management

Python/PySpark

Cloud technologies

Data visualization

Agile methodologies

Communication skills

Education

Bachelor's degree in a quantitative or technical field

Tools

AI/ML models

Agile tools

Job description

Are you passionate about building products that shape the future of risk management? Join our Credit Risk Innovation team and help redefine how banking approaches credit risk analytics and portfolio management. You'll work at the intersection of product development, agile delivery, and technology, driving impactful solutions for our business and customers. This is your opportunity to make a real difference in a dynamic, forward‑thinking environment. Be part of a team that values creativity, collaboration, and continuous improvement. As a Credit Risk Innovation Lead Associate in Corporate & Treasury Chief Investment Office team, you will be at the center of keeping our firm strong and resilient. You will help us grow responsibly by anticipating new and emerging risks. Using your expertise in data, analytics, and AI, you will modernize our approach to solving real-world challenges that impact our company, customers, and communities. We value thinking outside the box, challenging the status quo, and striving to be best‑in‑class. Together, we create solutions that matter.

Job Responsibilities

• Drive product development for credit risk analytics from ideation to launch and iteration.
• Build scalable platforms using Python/PySpark, cloud technologies, and modern front‑end frameworks.
• Integrate advanced risk models and analytics into banking products and portfolios.
• Collaborate with risk, product, and technology teams across geographies.
• Leverage AI/ML and automation to enhance credit risk review and monitoring.
• Develop product proposals, manage backlogs, and communicate progress to stakeholders.
• Apply agile methodologies in cross‑functional squads and iterate quickly.
• Ensure solutions are data‑driven, scalable, and regulatory‑compliant.
• Translate technical concepts for business stakeholders.
• Champion innovation and continuous improvement.
• Prioritize features and drive adoption of new solutions.

Qualifications

• Significant experience in product management or product development, ideally in risk analytics or banking technology.
• Proficiency in Python/PySpark, cloud platforms, data visualization, and front‑end/back‑end development.
• Solid understanding of credit risk, banking products, portfolio analytics, and regulatory requirements.
• Hands‑on experience with agile frameworks, sprint planning, and backlog management.
• Ability to break down complex business challenges and deliver practical solutions.
• Strong communication skills for cross‑team collaboration.
• Bachelor's degree in a quantitative or technical field.

Preferred Qualifications, Capabilities, and Skills

• Experience in product development, data science, or credit risk analytics.
• Practical experience with Generative AI, large language models, and automation in financial services.
• Knowledge of Retrieval‑Augmented Generation architectures and enterprise AI applications.
• Experience implementing and integrating AI/ML models with cloud platforms.
• Understanding of MLOps practices for deploying and maintaining AI solutions.
• Strong UI/UX and dashboarding skills.
• Proficiency with agile tools and project management methodologies.

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first‑class business in a first‑class way approach to serving clients drives everything we do. We strive to build trusted, long‑term partnerships to help our clients achieve their business objectives. Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.