Credit Risk Implementation Analyst

Admiral Money; Cardiff; On-site; GBP 32,000 - 42,000; Full time

Benefits offered by this job

Share scheme

Annual leave 33–38 days

Disability Confident Leader program

Job summary

Admiral Money, the lending arm of Admiral Group, is seeking a Credit Risk Implementation Analyst in Cardiff to support the delivery of technology, credit risk and pricing changes within Provenir.

You will learn the decisioning system, help refine integrations, and work with stakeholders to improve risk selection, speed of change and customer journeys while receiving full training and valuable hands-on experience in a dynamic financial services environment.

Qualifications

• No prior knowledge of decisioning systems is required; full training will be provided.
• Experience with decisioning platforms or rule-based systems is desirable.
• Experience in financial services or transferable background in relevant skills is valued.

Responsibilities

• Progress technology, credit risk and pricing change requests through to implementation; collaborate with stakeholders on solutions, test, deploy and complete post-live checks.
• Ensure system and decisioning documentation is clear, accurate and up to date.
• Support strategic projects by acting as a facilitator between key stakeholders.
• Support the team in managing deployments and release activities.
• Communicate clearly with team members and stakeholders, ask questions and share findings.

Skills

Python

JavaScript

Analytical thinking

Stakeholder communication

Financial services experience

Tools

Provenir platform

Job description

We are recruiting for a Credit Risk Implementation Analyst to join our team at Admiral Money.

About Us

Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.

We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.

Need support during the recruitment process? Just let us know – we’re here to help.

The role

You’ll support the delivery of technology, credit risk and pricing changes within Provenir, our core production decisioning platform, whilst gaining hands‑on experience in a rapidly growing and evolving business area.

The role involves supporting regular changes to our decision engine rulesets, helping with partner onboarding, monitoring and refining integrations, supporting strategic projects and identifying opportunities to improve system efficiencies. You’ll work alongside experienced team members and have a real opportunity to make an impact on the strength of our customer journeys, risk selection capabilities and speed of change.

Responsibilities

• Support the progression of technology, credit risk and pricing change requests through to implementation, collaborating with stakeholders on solutions, assessing business impacts, making changes, testing, deploying and completing post-live checksLearn and follow technology system processes and help identify improvements and enhancements
• Ensure system and decisioning documentation is clear, accurate and kept up to date
• Support strategic projects by acting as a facilitator between key stakeholders
• Support the team in managing deployments and release activities
• Communicate clearly with team members and stakeholders, ask questions and share findings

About You

No prior knowledge of our decisioning systems is required, as full training will be provided. However, experience working with decisioning platforms or rule‑based decisioning systems would be highly desirable.

We’re Looking For Someone Who

• Is keen to learn, with strong attention to detail and a logical approach to problem‑solving
• Has an understanding of computing, programming concepts and languages such as Python and JavaScript, and a genuine interest in developing technical skills
• Demonstrates strong analytical and listening skills, with the ability to understand and apply information effectively when working with stakeholders across different teams
• Has experience within financial services, or a transferable background with relevant skills and experience and demonstratable crossover
• Is organised and reliable, with the ability to prioritise and manage multiple pieces of work concurrently with support from the team
• Is comfortable asking questions, sharing ideas and suggesting improvements to existing processes and ways of working

Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people‑first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people‑first culture. In fact, we’ve been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Our fantastic benefits make sure our colleagues have a great work‑life balance; You can view some of our other key benefits here.

As a Disability Confident Leader, for candidates with a disability or long‑term health condition, that opt into the Disability Confident scheme, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process.

If you need any adjustments or support with your application or during the recruitment process, just let us know. Please do email [e-mail] or contact us on 07970136735. This number is dedicated to supporting candidates that require reasonable adjustments or support during the application process.