Credit Risk analyst Global Fintech

Fintech Farm Ltd; Greater London; On-site; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Competitive salary

Share options

Job summary

Fintech Farm Ltd is seeking a Business Analyst based in Greater London to perform business analysis and define requirements for Credit Decision Systems with a focus on credit risk management. This role involves collaborating with multiple teams to lead changes and analyze large datasets, enhancing credit performance. Ideal candidates have experience in financial services, project management, and data interpretation. The position offers a competitive salary, negotiable based on experience, along with share options and additional benefits as the company grows.

Qualifications

• Proven experience as a Business Analyst, ideally within financial services or credit risk domains.
• Deep understanding of project management frameworks (Agile, Scrum, etc.).
• Strong data literacy and ability to interpret credit and performance data.

Responsibilities

• Perform business analysis and define requirements for Credit Decision Systems.
• Lead CDS changes through the entire lifecycle — from hypothesis to testing.
• Analyze large datasets to detect patterns, assess credit performance.

Skills

Business Analysis

Credit Risk Management

Collaboration

Analytical Mindset

Project Management

Tools

SQL

Power BI

Job description

Your Role

Perform business analysis and define requirements for Credit Decision Systems (CDS) with a focus on credit risk management. You will work across multiple teams to design, implement, and improve CDS processes, ensuring effective risk management and scalable business operations.

What You Will Be Doing

• Perform business analysis and define requirements for Credit Decision Systems (CDS) with a focus on credit risk management.
• Break down complex problems and manage the delivery process, collaborating with multiple teams and stakeholders.
• Lead CDS changes through the entire lifecycle — from hypothesis to testing, implementation, and continuous improvement.
• Analyze large datasets to detect patterns, assess credit performance, and enhance risk models.
• Design and automate credit portfolio performance reports.
• Document all relevant business processes to ensure clarity and scalability across teams.

Who You Are

• Proven experience as a Business Analyst, ideally within financial services or credit risk domains.
• Previous exposure to retail risk management or credit underwriting is a strong plus.
• Deep understanding of project management frameworks (Agile, Scrum, etc.).
• Strong collaboration and communication skills, especially when working with IT and data teams.
• Analytical mindset with a structured, systematic approach.

Your Experience

• Demonstrated experience as a Business Analyst in fintech or banking.
• Familiarity with credit risk or CDS platforms.
• Track record of collaborating across technical and non-technical teams.
• Strong data literacy and ability to interpret credit and performance data.
• Experience with SQL, Power BI, or similar tools is a plus.

What We Are Offering

• Competitive salary is negotiable depending on the candidate's level.
• Share options.
• We are still a start-up and more benefits are on the way.