Credit Risk Analyst

Exalto Consulting; Greater London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A prestigious financial services organization is seeking a Credit Risk Management Analyst in London. The role involves analyzing credit portfolio data, preparing technical documentation, and engaging with senior stakeholders. Candidates should possess strong Excel skills and a minimum of 3 years in financial services, with mandatory knowledge of ECL and ICAAP norms. This hybrid position offers exposure to high-profile projects and a collaborative team environment with competitive salary and benefits.

Benefits

Competitive salary and benefits package

Opportunity to work on high-impact projects

Supportive team environment

Qualifications

• Minimum 3 years of experience in financial services.
• Mandatory knowledge of ECL and ICAAP.
• Ability to write regulatory responses.

Responsibilities

• Prepare technical documentation and regulatory responses.
• Analyse credit portfolio data for quality monitoring.
• Create reports and presentations for stakeholders.
• Collaborate for enterprise-wide reporting solutions.

Skills

Excel

Technical documentation writing

Credit risk principles

Communication skills

Stakeholder engagement

Tools

SQL

Power BI

Job description

• Financial Services
• Credit Risk/ECL/ICAAP
• Excel

Credit Risk Management Analyst

Location: London, UK (hybrid - 3 days onsite in Central London)

Are you passionate about using data insights to influence strategic decisions? Do you excel at writing technical documents and regulatory responses while working with complex datasets? If so, we want to hear from you.

A prestigious financial services organisation are seeking a Credit Risk Management Analyst to support business strategy by delivering timely analysis, management information, and regulatory reporting. This is a hands‑on role offering exposure to high‑profile projects, senior committees, and cross‑functional collaboration.

Responsibilities

• Preparing technical documentation and regulatory responses, ensuring accuracy and compliance.
• Analysing and interpreting credit portfolio data to support asset quality monitoring and early warning indicators.
• Crafting clear, insightful reports and presentations for senior stakeholders.
• Collaborating across multiple teams to deliver enterprise‑wide reporting solutions.

Essential Requirements

• Strong Excel skills (advanced formulas, pivot tables, data manipulation, and reporting).
• Experience writing technical documents and regulatory responses.
• Familiarity with credit risk principles, lending concepts, and risk management frameworks.
• Excellent communication and stakeholder engagement skills.
• Experience in financial services (minimum 3 years).
• Knowledge of ECL (Expected Credit Loss) and/or ICAAP (Internal Capital Adequacy Assessment Process) is mandatory.

Desirable Skills

• SQL for data extraction and automation.
• Power BI or similar BI tools for dashboard creation and data visualisation would advantageous.

Why Apply?

• Opportunity to work on high-impact projects within a leading financial institution.
• Exposure to senior stakeholders and regulatory committees.
• Collaborative and supportive team environment.
• Competitive salary and benefits package.