Credit Risk Analyst

Xcede Recruitment Solutions; City Of London; Hybrid; GBP 45,000 - 60,000; Full time

Job summary

A financial services recruitment firm is seeking a Credit Risk Analyst to develop and maintain credit risk models, manipulate large datasets using SQL, and create visualisations for senior management. The ideal candidate will have a background in credit risk analysis and strong analytical skills, with knowledge of regulatory frameworks. This role offers a salary of up to £60,000 plus bonus and operates in a hybrid work environment.

Qualifications

• Proven experience in Credit Risk Analysis, ideally within a bank or insurance environment.
• Strong working knowledge of SQL (other coding languages such as Python or SAS a plus).
• Experience creating data visualisations to communicate complex findings clearly.

Responsibilities

• Developing, analysing and maintaining credit risk models and portfolio reporting.
• Using SQL to extract and manipulate large datasets from multiple sources.
• Building dashboards and visualisations to present insights to senior management.
• Supporting the business with risk appetite monitoring and capital adequacy.

Skills

Credit Risk Analysis

SQL

Data Visualization

Analytical Mindset

Communication Skills

Tools

Power BI

Tableau

Python

SAS

Job description

Overview

Credit Risk Analyst — Salary: Up to £60,000 + bonus

Location: London (hybrid)

Industry: Financial Services / Insurance

Type: Permanent

Responsibilities

• Developing, analysing and maintaining credit risk models and portfolio reporting.
• Using SQL to extract and manipulate large datasets from multiple sources.
• Building dashboards and visualisations (e.g. Power BI, Tableau, or similar) to present insights to senior management.
• Supporting the business with risk appetite monitoring, capital adequacy, and credit exposure analysis.
• Ensuring compliance with regulatory frameworks such as IFRS9, PRA, Basel, or Solvency II.
• Collaborating with stakeholders across risk, finance, and data teams to enhance risk insight and governance.

Qualifications

• Proven experience in Credit Risk Analysis, ideally within a bank or insurance environment.
• Strong working knowledge of SQL (other coding languages such as Python or SAS a plus).
• Experience creating data visualisations to communicate complex findings clearly.
• Solid understanding of risk regulations and reporting requirements.
• Analytical mindset with excellent problem-solving and communication skills.

Please send me your CV to [e-mail]