Credit Portfolio Manager

NatWest Group; Greater London; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading financial institution is seeking a Credit Portfolio Manager to oversee credit risk management in their Corporate & Institutional Banking division. This role includes leading portfolio reviews, driving regulatory compliance, and championing continuous improvements in risk management. The ideal candidate has extensive experience managing credit risk within financial institutions, strong stakeholder management skills, and proficiency in analytical tools. Join us to advance your career and influence critical risk strategies.

Qualifications

• Extensive experience in managing credit risk across financial institutions.
• Solid knowledge of risk management processes and the end-to-end credit lifecycle.
• Proficiency with analytical tools for decision-making.

Responsibilities

• Oversee credit risk management for key business segments.
• Lead monthly portfolio reviews with actionable insights.
• Drive regulatory compliance and contribute to risk appetite frameworks.
• Champion continuous improvement in risk management processes.

Skills

Managing credit risk

Stakeholder management

Understanding of financial markets

Analytical proficiency

Job description

Join us as a Credit Portfolio Manager

• Working in our Risk Insights team, you’ll collaborate with senior stakeholders and play a vital role in managing and mitigating credit risks across our Corporate & Institutional Banking (CIB) portfolio
• It’s a critical role which will see you making sure that all risks have been identified and effective controls are in place to monitor, manage and mitigate such risks
• You’ll have the chance to collaborate with and influence senior stakeholders within CIB and Director or Risk C&I, to ensure the portfolio is effectively managed
• This is an exciting opportunity to advance your career with a leading financial institution

What you'll do

As a Credit Portfolio Manager within our C&I Banking division, you will oversee credit risk management for key business segments, ensuring robust risk controls and driving strategic risk appetite decisions.

You’ll also:

• Lead monthly portfolio reviews for Financial Institutions, Funds & Sponsors, and Securitisation portfolios, providing actionable insights to senior management
• Collaborate closely with Risk Reporting, Balance Sheet Management, and Finance partners to influence sector strategies and budget planning
• Drive regulatory compliance and contribute to evolving risk appetite frameworks and change initiatives
• Champion continuous improvement efforts to enhance risk management capabilities and processes

The skills you'll need

To join us in this role, you’ll need extensive experience of managing credit risk across our CIB financial institutions business. You’ll have experience in the end-to-end credit lifecycle and have an understanding of risk management processes.

You’ll also need:

• Proven experience managing credit risk in financial institution portfolios, including funds, securitisations, and finance companies
• A strong understanding of the end-to-end credit lifecycle and risk management frameworks
• Excellent stakeholder management and communication skills, with a history of influencing senior leaders
• Solid knowledge of financial markets, regulatory environments, and risk analytics
• Proficiency with analytical tools and ability to simplify complex data for decision-making
• Commitment to delivering excellence, innovation, and continuous improvement