Credit Portfolio Manager

NatWest Group; City of Edinburgh; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading financial institution in the UK is looking for a Credit Portfolio Manager to oversee credit risk management in its Corporate & Institutional Banking division. This role requires extensive experience in managing credit risks and influencing senior stakeholders. You will lead portfolio reviews and ensure effective risk controls are in place. Join us to advance your career in a dynamic environment focused on innovation and continuous improvement.

Qualifications

• Extensive experience managing credit risk across corporate banking.
• Strong understanding of end-to-end credit lifecycle.
• Solid knowledge of financial markets and regulatory environments.

Responsibilities

• Oversee credit risk management for key business segments.
• Lead monthly portfolio reviews for financial institutions.
• Drive regulatory compliance and enhance risk management capabilities.

Skills

Stakeholder management

Communication skills

Understanding of risk management frameworks

Analytical tools proficiency

Continuous improvement mindset

Job description

Join us as a Credit Portfolio Manager

• Working in our Risk Insights team, you’ll collaborate with senior stakeholders and play a vital role in managing and mitigating credit risks across our Corporate & Institutional Banking (CIB) portfolio
• It’s a critical role which will see you making sure that all risks have been identified and effective controls are in place to monitor, manage and mitigate such risks
• You’ll have the chance to collaborate with and influence senior stakeholders within CIB and Director or Risk C&I, to ensure the portfolio is effectively managed
• This is an exciting opportunity to advance your career with a leading financial institution

What you'll do

As a Credit Portfolio Manager within our C&I Banking division, you will oversee credit risk management for key business segments, ensuring robust risk controls and driving strategic risk appetite decisions.

You’ll also:

• Lead monthly portfolio reviews for Financial Institutions, Funds & Sponsors, and Securitisation portfolios, providing actionable insights to senior management
• Collaborate closely with Risk Reporting, Balance Sheet Management, and Finance partners to influence sector strategies and budget planning
• Drive regulatory compliance and contribute to evolving risk appetite frameworks and change initiatives
• Champion continuous improvement efforts to enhance risk management capabilities and processes

The skills you'll need

To join us in this role, you’ll need extensive experience of managing credit risk across our CIB financial institutions business. You’ll have experience in the end-to-end credit lifecycle and have an understanding of risk management processes.

You’ll also need:

• Proven experience managing credit risk in financial institution portfolios, including funds, securitisations, and finance companies
• A strong understanding of the end-to-end credit lifecycle and risk management frameworks
• Excellent stakeholder management and communication skills, with a history of influencing senior leaders
• Solid knowledge of financial markets, regulatory environments, and risk analytics
• Proficiency with analytical tools and ability to simplify complex data for decision-making
• Commitment to delivering excellence, innovation, and continuous improvement