Credit Manager – Invoice Finance & Asset Based Lending, North of England

Business Money Promotions Ltd; Wilmslow; Hybrid; GBP 50,000 - 75,000; Full time

Job summary

A leading commercial finance provider in the North of England seeks an experienced Credit Manager to join their Receivables Finance & Asset Based Lending team. You will assess credit applications, negotiate lending transactions, and prepare legal documentation. The ideal candidate has previous underwriting experience and strong analytical and communication skills. This office-based role offers flexibility to work from home, along with a competitive salary, pension, private healthcare, and a discretionary bonus.

Benefits

Excellent basic salary

Pension

Private healthcare

Discretionary bonus

Qualifications

• Previous underwriting experience in a similar lending environment.
• Ability to analyse and interpret complex financial information.
• Strong communication skills to support your views.

Responsibilities

• Assess credit applications in line with the company’s credit policy.
• Liaise closely with business development and risk teams.
• Prepare legal documentation and negotiate with legal teams.

Skills

Underwriting experience

Complex financial analysis

Strong communication skills

Job description

Credit Manager – Invoice Finance & Asset Based Lending, North of England

Our client, a well-established, growing Commercial Finance Provider, seeks an experienced Underwriting and Deal Structuring professional to join their Receivables Finance & Asset Based Lending team in the North of England.

The role will involve acting as a conduit between the new business team and the organisation’s credit committee, assessing credit applications in line with the company’s credit policy. Typically this role will include collateral assessment, financial forecasting and the in-depth analysis of complex financial accounts. Deal size will typically range between £1 Million and £15 Million.

This is a role that will involve liaising closely with both the business development team and risk teams to negotiate and structure complex lending transactions and ensure there are effective processes in place. There will be also a requirement for accurate preparation of legal documentation involving negotiation with internal and external legal teams. You will operate with a lending mandate in addition to overseeing other technical areas of Credit and Risk.

It is essential that the successful candidate will have previous underwriting experience in a similar lending environment and have the ability to analyse and interpret complex financial information. Strong communication skills are required as you must have the confidence to support your view.

This is an office based role with the flexibility to work from home when required.

Excellent basic salary and overall package, pension, private healthcare and discretionary bonus.

For more information, please contact Rob Milner, Managing Director at M2 Professional Recruitment Services Ltd: [e-mail] or 01625 522774.