Credit Manager

James Andrews Recruitment Solutions Ltd; Coventry; Hybrid; GBP 45,000 - 50,000; Full time

Job summary

A recruitment agency is seeking a Corporate Credit Manager in Coventry. The role involves reviewing credit risks, managing corporate customers, and working with business stakeholders. Candidates should have over 3 years of credit evaluation experience, ideally in automotive or finance, and understand UK regulations. This hybrid position offers a salary between £45,000 and £50,000 along with benefits such as a company car scheme and an annual bonus.

Benefits

Company car scheme

26 days annual leave plus bank holidays

Generous pension contribution

Annual bonus

Qualifications

• 3+ years in a corporate credit evaluation role with a personal mandate.
• Experience in automotive or consumer finance ideal.
• Familiar with credit-risk management best practices.

Responsibilities

• Review financial statements and credit reports to evaluate risk.
• Establish and enforce credit limits.
• Manage corporate customers and ensure compliance.
• Prepare credit dossiers for higher level approvers.
• Work with Sales and Finance to produce detailed credit dossiers.
• Chair weekly corporate underwriting meetings.
• Ensure compliance with Credit Underwriting Guidelines.
• Monitor credit limits and exposures.

Skills

Corporate credit evaluation

Credit management

Knowledge of UK / FCA regulations

Commercial credit underwriting

Job description

Our client, based in Coventry , is currently recruiting for a Corporate Credit Manager on a permanent contract.

The position is due to start as soon as possible, dependent on notice and the salary available is £45,000 - £50,000 . This is a hybrid position with travel to the office required two days per week and our client is proud to offer some great benefits including a generous company car scheme , 25 days annual leave and an annual bonus .

Duties

• Reviewing financial statements, credit reports, and payment history to evaluate the risk of extending credit to new or existing customers
• Establishing and enforcing credit limits for new and existing customers within agreed mandates
• Annually managing and reviewing all corporate customers to ensure compliance with credit policies
• Preparing and finalising credit dossiers for submission to higher level approvers such as Credit Committees at local and HQ levels
• Working with other business areas such as Sales and Finance to produce detailed credit dossiers
• Chairperson for the weekly corporate underwriting meeting involving other stakeholders in the business such as sales director, head of direct sales, head of indirect sales
• Ensuring Credit Underwriting Guidelines are followed including KYC and AML
• Monitor and manage credit limits and exposures to minimise risk while supporting business growth

Skills, knowledge and expertise required

• 3+ years’ corporate credit evaluation role, with a personal mandate to approve credit limits ideally in automotive or consumer finance
• Corporate credit management or a similar financial role, with commercial credit underwriting experience preferred
• Familiarity with UK / FCA regulations and best practices in credit-risk management

Rewards and benefits

• 26 days annual leave plus bank holidays
• Hybrid working (2 days per week in the office)
• Company car scheme
• Generous pension contribution
• Annual bonus

Working hours

• 37.5 hours per week
• Monday – Friday, 9am-5pm

Please note that you require recent experience to apply for this role.