Credit Analyst

Cambridge Mercantile Corp. UK; City Of London; On-site; GBP 42,000 - 60,000; Full time

Benefits offered by this job

25 days’ annual leave + 8 bank hols

Pension scheme (3% employee, up to 5%‑

Private Medical Insurance

Gratitudes platform discounts

LinkedIn Learning access

Job summary

Corpay is seeking a Credit Analyst for its Cross‑Border Solutions division in our London office. You will assess market and credit risk, evaluate the creditworthiness of corporate clients, and monitor portfolio compliance with risk policies.

You will report directly to the UK Head of Credit and collaborate with Sales, Compliance, Legal, and Operations. You will contribute to risk management projects, conduct financial analysis, and support underwriting, portfolio monitoring, and FX market

Qualifications

• Bachelor’s degree in finance, accounting, economics, or a related field with strong academic performance.
• 2–4 years of experience in credit analysis or corporate finance.
• Ability to read, analyse, and interpret financial statements.
• Excellent analytical and independent thinking skills.
• Fluency in English with strong written and verbal communication skills.
• Proficiency with MS Office, especially Excel.
• Passionate, collaborative, eager to learn, and able to work well with stakeholders across functions.
• Preferred: understanding of FX markets and derivative products.

Responsibilities

• Supporting risk management activities, including credit underwriting, operational credit, receivables management, and portfolio monitoring.
• Conducting financial analysis and interpreting financial statements to assess client creditworthiness.
• Interacting with Sales, Compliance, Legal, and Operations teams and assisting Credit Managers with risk-related decisions.
• Contributing to the development of new risk management projects, including financial model creation and implementation.
• Ensuring existing client portfolios remain compliant with risk policies.
• Maintaining composure and independent judgement in a high-pressur environment.

Skills

Financial analysis

Credit risk assessment

Analytical thinking

English communication

MS Office / Excel

Stakeholder collaboration

Education

Bachelor’s degree in finance, accounting, economics, or related field

Tools

MS Office

Excel

Job description

Your role

Corpay is currently looking to hire a Credit Analyst within our Corpay Cross-Border division. This position falls under our Cross-Border Solutions line of business and is based in our London office. In this role, you will assess market and credit risk, evaluate the creditworthiness of corporate clients, and monitor portfolio compliance with Corpay’s risk policies. You will report directly to the UK Head of Credit and regularly collaborate with Sales, Compliance, Legal, and Operations.

How We Work

As a Credit Analyst, Corpay will set you up for success by providing:

• Assigned workspace in our designated London office location
• Company-issued equipment and remote setup support

Role Responsibilities

• Supporting the team on risk management activities, including credit underwriting, operational credit, receivables management, and portfolio monitoring.
• Conducting financial analysis and interpreting financial statements to assess client creditworthiness.
• Interacting with Sales, Compliance, Legal, and Operations teams and assisting Credit Managers with risk-related decisions.
• Contributing to the development of new risk management projects, including financial model creation and implementation.
• Ensuring existing client portfolios remain compliant with Corpay’s risk policies.
• Maintaining composure and independent judgement while working in a high-pressur environment.

Qualifications & Skills

• Bachelor’s degree in finance, accounting, economics, or a related field, with strong academic performance.
• 2–4 years of experience in credit analysis or corporate finance.
• Ability to read, analyse, and interpret financial statements.
• Excellent analytical and independent thinking skills.
• Fluency in English with strong written and verbal communication skills.
• Proficiency with MS Office, especially Excel.
• Passionate, collaborative, eager to learn, and able to work well with stakeholders across functions.
• Preferred: understanding of FX markets and derivative products.

Benefits & Perks

• 25 days’ annual leave plus 8 bank holidays
• Option to buy or sell up to 5 days of annual leave annually through the benefits enrolment window
• Pension scheme with a minimum 3% employee contribution and up to 5% employer contribution from Corpay
• Private Medical Insurance through Vitality with no excess payable by employees; Corpay covers the standard £250 excess charge
• Access to the Gratitudes benefits platform, offering flexible discounts, supermarket savings of 4–5%, and a range of exclusive employee offers
• Free access to LinkedIn Learning, with thousands of courses to support ongoing professional and personal development

About Corpay

Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments. At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally. As part of our hiring process, offers of employment may be subject to the successful completion of pre‑employment screening conducted by an authorized third‑party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law.

Notice to Recruitment Agencies and Search Firms

Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions.

Equal Opportunity Employer

Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions. If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.

Use of Artificial Intelligence in Hiring

Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions. All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes.

Candidate Privacy Notice

For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: https://www.corpay.com/privacy-policy.

Pay Philosophy

Corpay is committed to fair, equitable, and transparent compensation practices. Compensation decisions are based on objective, job‑related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.

Fast‑growing, global, rewarding, fun, involved – at Corpay, we are all of these and more.

If you are an experienced and self‑motivated professional who can perform at a high level, you will be rewarded. If you have great ideas, we want to hear them. If you want your career to grow at the same rapid pace as our organization, this is the place for you. Whatever your area of expertise, you can take it to the next level at Corpay.