Credit Analyst

ADM; Chelmsford; On-site; GBP 35,000 - 50,000; Full time

Job summary

A leading global company located in Chelmsford is seeking a Credit Analyst to handle credit assessments and manage customer risks. The successful candidate will have a Bachelor’s or Master’s degree in Finance and experience in a similar role, ideally within the food industry. The position offers the chance to work in a modern environment fostering innovation and growth, along with a competitive salary and a range of benefits including health and fitness perks.

Benefits

Subsidized health & fitness offers

Flexible work time models

Diversity and inclusion programs

Qualifications

• Experience in a Credit Analyst position in an international company, preferably in the food industry.
• Good communication and team working skills.
• Ability to deal with stressful situations.

Responsibilities

• Responsible for credit assessment of new customers.
• Monitor country risk and KYC.
• Review existing credit limits and manage records.

Skills

Analytic mindset

Problem-solving skills

Teamwork

Communication skills

Education

Bachelor’s or Master’s Degree in Finance

Banking or commercial apprenticeship

Job description

Your Responsibilities

• Responsible for the credit assessment of new customers
• Monitoring counter party and country risk (KYC)
• Reviewing and updating existing credit limits
• Interface with commercial managers on credit and payment terms and communicate decisions in a timely manner
• Obtaining and evaluating / analysing customer information, balance sheets, and securities
• Documenting / maintaining records of the steps taken in the GetPaid credit system
• Follow up on payment plans and bad debts
• Cooperation with legal and insolvency cases
• Covering reporting obligations

Your Profile

• Banking, commercial or administrative apprenticeship or Bachelor’s or Master’s Degree in Controlling, Finance or another relevant field.
• Experience in a Credit Analyst position in an international company; preferably in the food producing industry
• A very precise, well structured, responsible working attitude paired with an analytic and ownership mindset
• Assertive, target driven and autonomous work approach
• Good problem solving and decision making skills
• Ability to deal with stressful situations
• Good communication and team working skills
• Ability to prioritise and manage multiple tasks

Your Future Perspective

• Challenging tasks, short decision-making processes and a high level of personal responsibility in a modern work environment with flexible work time models
• Room for innovative thinking and growth with the possibility to manage your own career path.
• A company culture which promotes continuous learning and diversity. To assist with this all colleagues are able to join our Women’s and Multicultural Employee Resource Groups, and the ADM Pride Employee Network and the Young Professionals Network. As well as the company wide mentorship programme as mentor or mentee.
• Excellent career opportunities in a world leading nutrition company.
• An attractive remuneration including a variety of social benefits like subsidized health & fitness offers.
• ADM is a company where managers and colleagues are encouraged to discuss and enable the flexibility that is needed to meet the demands of work and life
• Additional benefits and support for maternity and paternity leave
• ADM are an advocate of having a workforce who are aware of their mental health. In addition to our network of Mental Health First Aiders, all new starters to the business will be enrolled in ‘Mental Health Aware’ training within three months of joining the business.

#IncludingYou

Diversity, equity, inclusion and belonging are cornerstones of ADM’s efforts to continue innovating, driving growth, and delivering outstanding performance. We are committed to attracting and retaining a diverse workforce and create welcoming, truly inclusive work environments — environments that enable every ADM colleague to feel comfortable on the job, make meaningful contributions to our success, and grow their career. We respect and value the unique backgrounds and experiences that each person can bring to ADM because we know that diversity of perspectives makes us better, together.

For more information regarding our efforts to advance Diversity, Equity, Inclusion & Belonging, please visit our website here :

About ADM

At ADM, we unlock the power of nature to provide access to nutrition worldwide. With industry-advancing innovations, a complete portfolio of ingredients and solutions to meet any taste, and a commitment to sustainability, we give customers an edge in solving the nutritional challenges of today and tomorrow. We’re a global leader in human and animal nutrition and the world’s premier agricultural origination and processing company. Our breadth, depth, insights, facilities and logistical expertise give us unparalleled capabilities to meet needs for food, beverages, health and wellness, and more. From the seed of the idea to the outcome of the solution, we enrich the quality of life the world over. Learn more at

Req / Job ID

102805BR

#LI-Hybrid

Ref ID

#LI-EMEA