Corporate Credit Analyst

IPOE Consulting; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

An international bank in London is looking for a Credit Analyst to join their Corporate Banking department. The role involves preparing credit applications, conducting financial analysis, and ensuring compliance with regulations. Ideal candidates will have a minimum of three years in corporate credit analysis and a degree. This position requires strong influencing skills and the ability to work under pressure while maintaining accuracy.

Qualifications

• Minimum three years corporate credit analysis experience.
• Detailed knowledge and understanding of audited financials.
• Background in economics or accounts is an advantage.
• Knowledge of trade finance products is an advantage.

Responsibilities

• Prepare and submit Credit Applications for new business proposals.
• Perform in-depth financial analysis for CAF presentations.
• Conduct site visits for information gathering.
• Ensure compliance with internal and external regulations.
• Monitor developments affecting the Bank’s customers.

Skills

Corporate credit analysis

Knowledge of audited financials

Written and verbal influencing

Ability to work under pressure

Team player

Education

Educated to degree level

Job description

City based International Bank, are looking to recruit a Credit Analyst, to join their Corporate Banking department.

The Credit analyst responsibility is to support the Wholesale Banking business teams in London, through timely provision of in-depth credit and advice/recommendations regarding prospective/existing clients and associated banking facilities/limits.

Main responsibilities will include;

• To take primary responsibility for the timely preparation and submission of Credit Applications (CAFs), for new business proposals and annual/interim reviews for London and Turkish Corporates, assisting and advising as required other Department members in London and Istanbul involved in such CAF preparations
• To undertake in-depth financial analysis of, inter alia, balance sheet, income statements and cash flow statements in support of CAF presentations in line with best practices, fully liaising where necessary with Relationship Managers, Product Managers etc. to ensure adequate information flows
• To access as required, external information sources and appropriate research databases in support of CAF presentations
• In conjunction with Relationship Managers, to undertake site visits for information gathering and monitoring
• To lead by example, strict compliance with the Bank’s internal risk management policies and procedures and general standards of operation
• To ensure compliance with all relevant external legal, regulatory and reporting requirements
• To monitor current developments which may affect the Bank’s customers and recommend appropriate action if necessary
• To liaise with Risk Management and other Bank departments as and when necessary
• To support the Head of Client Credit Management in ad-hoc risk-related special tasks and projects

To be considered for this position, ideal candidates must have the following experience and skills:

• Minimum three years corporate credit analysis
• Detailed knowledge and understanding of audited financials
• Background in economics/analysis/accounts an advantage
• Educated to degree level
• Knowledge of trade finance products an advantage
• Strong skills in written and verbal influencing
• Strong participant in discussions and meetings
• A team player, possessing ability to build relationships
• Self-starter who can work under pressure with a high degree of accuracy
• Ability to read and assess legislative and regulatory notices and interpret them for implementation and application into day-to-day working procedures