Contract Senior Business Analyst | Mortgage Platform (outside IR35)

Investec; Camden Town; On-site; GBP 60,000 - 80,000; Full time

Job summary

A financial services firm in Camden Town is seeking two experienced Senior Business Analysts to lead the rollout of a Mortgage Origination Platform. The role will involve collaborating with diverse teams, leveraging AI for analysis, and ensuring compliance with UK mortgage regulations. The ideal candidates will possess a strong track record in mortgage systems and excellent stakeholder engagement skills.

Qualifications

• Proven track record in rolling out or implementing a Mortgage Origination System.
• Extensive knowledge of the end-to-end mortgage origination lifecycle.
• Strong understanding of UK mortgage regulations (MCOB).
• Experience leveraging AI in requirements analysis and documentation.

Responsibilities

• Drive clarity using AI-enabled analysis and design.
• Convert complex mortgage requirements into actionable features.
• Support platform implementation across various departments.
• Build relationships with stakeholders for project alignment.
• Create user stories and acceptance criteria compliant with regulations.

Skills

Mortgage Origination System experience

UK mortgage regulations knowledge

Stakeholder engagement

Agile environment adaptability

AI in SDLC experience

Tools

Dynamics 365 CRM

Azure DevOps

JIRA

Job description

We are looking for 2 x Senior Business Analysts with proven experience in mortgage origination and system rollout. You will play a critical role in ensuring the successful delivery of the Mortgage Origination Platform, collaborating closely with diverse business and technology teams. This is a fantastic opportunity to leverage your expertise in a modern, AI-accelerated delivery environment and make an impact on our high-profile project.

• Driving clarity by utilizing AI-enabled analysis and prototype-driven design to clarify the scope, processes, and requirements of the new platform, moving way from traditional BA methods eg. comfortable reverse-engineering from Design workshops to document requirements
• Converting complex mortgage and regulatory requirements into actionable system features that align with our business objectives.
• Support the implementation and adoption of the platform across various departments, including banking, credit, and operations, ensuring a smooth transition for all stakeholders.
• Build and maintain strong relationships with key stakeholders, facilitating alignment and collaboration to drive successful delivery.
• Create and maintain detailed user stories and acceptance criteria in compliance with regulations (e.g., MCOB, ESIS) and business goals.
• Conduct process mapping and optimisation of lending workflows, ensuring efficiency in contract variations and complex security structures.
• Facilitate workshops, prototype walkthroughs, and playback sessions to validate proposed solutions with stakeholders, ensuring all insights are incorporated.
• Collaborate closely with QA and product teams during system testing and validation phases, providing necessary training and change support to ensure institutional readiness.
• Stay informed about mortgage industry trends, regulatory changes, and emerging AI practices in business analysis to enhance your contributions.

Qualifications

• Proven track record in rolling out or implementing a Mortgage Origination System (vendor or in-house), including configuration, testing, and adoption processes.
• Extensive knowledge of the end-to-end mortgage origination lifecycle, including applications, credit decisioning, affordability assessments, ESIS generation, and operations handover.
• Strong understanding of UK mortgage regulations (MCOB) and their implications for system design and requirements.
• Experience with leveraging AI in the Software Development Life Cycle (SDLC) - specifically for accelerating requirements analysis, prototype generation, and documentation.
• Comfortable working within an agile, fast-paced environment and adapting to non-traditional requirement methodologies.
• Interpersonal Skills: Excellent stakeholder engagement capabilities, with the ability to influence, negotiate, and collaborate effectively across teams.

Desirable Attributes (non-essential)

• Experience in Private Banking or High-Net-Worth lending.
• Familiarity with Dynamics 365 CRM (helpful but not essential).
• Exposure to cloud-native architectures (Azure preferred) and API-driven systems.
• Experience with Agile delivery and tools such as Azure DevOps or JIRA.
• Relevant certifications (CBAP, PMI-PBA) are advantageous but not essential.
• Microsoft Azure Fundamentals (AZ-900) is a plus.

At Investec, we are dedicated to providing a premium service to our clients. Our Private Client Lending Technology team is at the forefront of creating innovative solutions tailored for high-net-worth clients, and we are excited to announce we are developing IMPACT, an end-to-end mortgage origination platform that enhances the client experience.