Compliance Officer (5FEF811)

Referment; Greater London; On-site; GBP 45,000 - 75,000; Full time

Job summary

Referment, a London-based payments firm, is strengthening its compliance team with a hands-on Compliance Officer role. You will work closely with the MLRO across onboarding, screening, and investigations to ensure AML/KYC and sanctions adherence.

You\'ll gain broad exposure to regulatory compliance within a fintech/payments environment, interacting with senior decision-makers in a fast-moving firm based in central London, five days a week.

Qualifications

• Experience in AML and KYC with hands-on regulatory compliance.
• Ability to assess complex corporate ownership structures.
• Detail-oriented with integrity in a fast-moving environment.

Responsibilities

• Assist the MLRO to ensure onboarding, sanctions screening, transaction monitoring and day-to-day activities comply with legal, regulatory and internal requirements.
• Carry out customer onboarding and due diligence, including enhanced due diligence on complex corporate ownership structures.
• Review transaction monitoring alerts and conduct investigations.
• Support sanctions screening and adherence to UK AML/CTF and sanctions rules across the business.
• Gain broad exposure across AML, KYC, sanctions, payments and regulatory compliance as the firm grows.

Skills

AML experience

KYC experience

Regulatory compliance

Attention to detail

Job description

Referment is working with a London-based foreign exchange and international payments specialist that supports mid-market and enterprise clients moving money globally. Authorised by the FCA as a payment institution, the firm is growing and is now adding a Compliance Officer to work alongside its Money Laundering Reporting Officer (MLRO).
This is a hands-on role with end-to-end exposure to financial crime compliance. Rather than owning one narrow process inside a large institution, you'll see onboarding, monitoring, screening and investigations through from start to finish, in a firm where compliance works directly with senior decision-makers. The role is office-based in central London, five days a week.

The Role

• Work alongside the MLRO to support the effective operation of the firm's financial crime compliance framework, ensuring customer onboarding, sanctions screening, transaction monitoring and day-to-day business activities comply with legal, regulatory and internal requirements.
• Conduct customer onboarding and due diligence, including enhanced due diligence on complex corporate ownership structures.
• Review transaction monitoring alerts and carry out investigations.
• Support sanctions screening and adherence to UK AML/CTF and sanctions rules across the business.
• Gain broad exposure across AML, KYC, sanctions, payments and regulatory compliance as the firm continues to grow.

What We're Looking For

• You are an experienced compliance professional with hands-on AML and KYC experience.
• A sharp eye for detail and the confidence to assess complex compliance matters, including corporate ownership structures.
• Sound judgement and a genuine commitment to integrity in a fast-moving environment.

Exposure to sanctions screening, payments and wider regulatory compliance would strengthen your application, as would experience in foreign exchange or another regulated payments business.
This could suit a compliance officer or analyst from a payments provider, FX broker, bank or fintech who wants broader ownership in a smaller firm, working directly alongside the MLRO rather than several layers from the decisions.
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