Commercial Property Claims Handler

Direct Line Group Careers; Manchester; Hybrid; GBP 30,000 - 40,000; Full time

Job summary

A leading insurance company in Manchester is seeking a Commercial Property Claims Handler for a hybrid role. You will manage commercial claims, ensuring customer satisfaction and cost control while working collaboratively. Key qualifications include solid experience in insurance claims and a strong understanding of indemnity and liability. This position offers competitive benefits like a 9% employer contributed pension and employee discounts, promoting a supportive and inclusive workplace.

Benefits

9% employer contributed pension

50% off insurance premiums

Health and Dental insurance

EV car scheme

Generous holidays

Employee discounts

Responsibilities

• Take ownership of commercial claims from start to finish.
• Investigate and negotiate indemnity and liability.
• Manage litigated cases with in-house lawyers.
• Control indemnity spend and reserving.
• Maximise revenue generation and cost control.

Skills

Experience handling insurance claims

Understanding of indemnity, liability, and recovery principles

Awareness of risk and processes

Job description

Commercial Property Claims Handler

Manchester - Hybrid (2 days a week in the office)

Full Time, Permanent Position

Direct Line is evolving. Across every part of our business, teams are embracing new opportunities and putting customers at the heart of everything they do. Whether you're already part of Direct Line or thinking about joining us, you'll have the chance not only to be recognised for your skills, but also to build on them and be empowered to do your very best.

What you'll be doing

As a Commercial Property Claims Handler, you'll take ownership of commercial claims from start to finish - validating, investigating and negotiating to reach the best possible outcome. You'll work proactively to move claims forward, choosing the right settlement route while balancing great customer experience, revenue generation and cost control.

Reporting directly to the Commercial Claims Team Leader, you'll:

• Triage new technical and/or large claims - including Property, Subsidence, Environmental, Liability, Injury and Motor.
• Handle retained technical claims end-to-end.
• Spot, investigate and manage potential fraudulent claims.
• Investigate and negotiate indemnity and liability, identifying opportunities for recovery.
• Manage litigated cases, working closely with in-house and panel lawyers.
• Own and manage risks in line with the Direct Line Group risk framework.
• Control indemnity spend and reserving through effective negotiation.
• Manage customer and third-party expectations throughout the lifecycle of each claim.
• Maximise revenue generation, cost control and recovery opportunities to secure the best settlement.
• Work within regulatory timescales and guidelines.
• Act as a technical mentor and referral point to support capability development within the team.
• Keep customer experience at the heart of every decision, following Treating Customers Fairly principles.
• Contribute to meeting all departmental targets and measures.

Our hybrid model offers a 'best of both worlds' approach. When you'll be in the office depends on your role and team, but colleagues spend at least 2 days a week in the office.

What you’ll need

• Solid experience handling insurance claims.
• Good understanding of indemnity, liability and recovery principles.
• Good awareness of risk and the ability to follow our processes and guidelines.

Benefits

• 9% employer contributed pension
• 50% off home, motor and pet insurance, plus free Green Flag breakdown cover
• Additional optional Health and Dental insurance
• EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way
• Generous holidays
• Buy as you earn share scheme
• Employee discounts and cashback
• Plus, many more

We want everyone to get the most out of their time at DLG. Which is why we’ve looked beyond the financial rewards and created an offer that takes your whole life into account. Supporting our people to work at their best – whatever that looks like – and offering real choice, flexibility, and a greater work-life balance that means our people have time to focus on the things that matter most to them. Our benefits are about more than just the money you earn. They’re about recognising who you are and the life you live.

Be yourself

Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.

We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.

Hours: 35 hours