Commercial Finance Manager

Signet Jewelers Ltd; Watford; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading jewellery retailer in Watford is seeking a Commercial Finance Manager to support senior leaders with robust financial insights. This role involves overseeing one analyst and driving performance across a £300m sales portfolio. Candidates should have a recognised accounting qualification and strong commercial acumen, along with at least 3 years PQE. The position offers a hybrid work model and competitive benefits including discounts and retirement plans.

Benefits

Competitive salary

Generous product discount

Retirement savings plans

Health and wellbeing scheme

Financial wellbeing scheme

Structured career progression

Immediate life assurance

Qualifications

• At least 3 years PQE in a finance role.
• Proven experience in margin, sales, and stock management.
• Track record of managing and developing talent within a finance team.

Responsibilities

• Provide financial support and guidance to teams driving growth.
• Own sales, margin, and inventory reporting for the UK business.
• Influence senior decisions with meaningful analysis.

Skills

Commercial acumen

Business partnering experience

Analytical skills

Presentation skills

Communication skills

Leadership skills

Education

Recognised accounting qualification (ACA, ACCA, CIMA)

Job description

We're looking for a Commercial Finance Manager to join our UK Finance team - a key role at the heart of commercial decision‑making. You'll partner with senior leaders across Merchandising, Marketing, and Digital to ensure that every business decision is supported by robust financial insight, accurate reporting, and strategic challenge. This is an exciting opportunity for a commercially‑minded finance professional who enjoys turning data into decisions and influencing at a senior level. You'll oversee one analyst and work closely with both the UK and Group Finance teams to drive performance and profitability across a £300m sales portfolio. This role can be offered on a hybrid basis working a minimum of 2 days a week from our modern offices in Croxley, Watford.

What You'll Do

• Be a trusted business partner — work closely with Merchandising, Marketing, and Multichannel teams to provide financial support, challenge, and guidance that drives growth and efficiency.
• Lead financial planning & forecasting — own all sales, margin, and inventory reporting and forecasting for the UK business, ensuring accuracy and insight at every stage.
• Influence senior decisions — present at Executive Committee and budget meetings, providing meaningful analysis that shapes strategy and investment.
• Drive commercial performance — monitor KPIs (LFL, ASP, ATV, margin rates), appraise promotions and trading activity, and highlight opportunities for improvement.
• Support strategic initiatives — evaluate new product ranges, campaigns, and potential acquisitions, ensuring sound financial rationale and ROI.
• Manage and develop talent — lead, coach, and develop your Analyst while fostering collaboration across the wider Finance team in Birmingham.
• Ensure compliance — uphold Group standards for reporting accuracy, US GAAP, Sarbanes‑Oxley controls, and internal policies.

You're an ambitious, collaborative, and commercially focused finance professional who thrives in a fast‑paced retail environment. You love working with data, but even more, you enjoy seeing your insights drive real business impact.

Qualifications

• A recognised accounting qualification (ACA, ACCA, CIMA) with at least 3 years PQE.
• Strong commercial acumen and business partnering experience in a retail or consumer environment.
• Proven experience in margin, sales, and stock management.
• Exceptional analytical, presentation, and communication skills — able to influence and challenge at senior levels.
• A track record of managing and developing talent within a finance or analytical team.
• A continuous improvement mindset — always looking for smarter, more efficient ways to deliver insight and value.

At Signet Jewelers, we're passionate about helping people celebrate life and express love. As the world's largest retailer of diamond jewellery, our brands — including Ernest Jones and H. Samuel — are household names built on trust, craftsmanship, and customer connection. Behind our success is a world‑class team that combines creativity, commercial thinking, and financial insight to drive growth and shape our future. Signet is the name behind H. Samuel and Ernest Jones. Together, we have more than 270 stores in the UK and Republic of Ireland. But that's not all, we are part of the world's largest retailer of diamond jewellery with approximately 2,800 stores. Just imagine where your career could take you.

Signet Jewelers (H. Samuel & Ernest Jones) is an equal opportunity employer committed to diversity and inclusion.

We are passionate about our profession, and together we can help you realise your full potential. Come and be part of Signet Jewelers and enjoy the following fantastic benefits:

Benefits

• Competitive salary
• Generous discount of up to 30% off our fabulous products from day one.
• An annual enhanced discount to celebrate the day you joined our team.
• Retirement Savings plans which offer flexibility in the way you save for the future.
• Immediate Life Assurance from day one.
• A minimum of 22 days holiday per year which increases after a year's service.
• Recognised qualifications, study support and structured career progression.
• Health and Wellbeing Scheme.
• Financial Wellbeing scheme.
• Give As You Earn scheme — an easy way to support causes close to your heart.
• Real Rewards — exclusive discounts on groceries, travel and leisure.