Commercial Finance Analyst

RAC Careers; Walsall; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading motoring services provider is seeking a Finance Analyst to join their Consumer Roadside team. This role will focus on data analysis and commercial business partnering to enhance financial performance. Candidates should have strong Excel skills, experience in data transformation, and a commercial mindset. This hybrid position offers a competitive salary, benefits, and opportunities for professional growth.

Benefits

Competitive salary

Colleague Share Scheme

25 days annual leave plus bank holidays

Pension scheme with up to 6.5% matched contributions

Access to discount portal

Flexible schedules

Qualifications

• Experience in data transformation and building P&L views.
• Ability to challenge constructively.
• Experience working across channels in a fast-paced environment.

Responsibilities

• Provide financial insight and challenge across product delivery and propositions.
• Develop and maintain reports combining volume and value metrics.
• Support annual budgets and quarterly/ad hoc reforecasts.

Skills

Strong proficiency in Excel

SQL experience

Understanding of KPIs

Commercial awareness

Strong communication

Relationship-building skills

Education

Part-qualified or early-stage finance studies

Job description

About The Role

RAC have an exciting opportunity for a Finance Analyst to join our fast-paced and collaborative Consumer Roadside team. This permanent role sits at the intersection of data analysis and commercial business partnering, supporting the financial performance of our growth and acquisition activity across consumer and retention spaces. As RAC enters an exciting period of data transformation, this role offers the opportunity to shape how we use data to drive commercial decisions - from building P&L's and understanding KPIs, to influencing strategy across channels and propositions. You'll work on product and proposition development, new business routes to market, and brand licensing, helping shape how we move forward with P&L and commercial strategy.

As a Finance Analyst at RAC, you'll get benefits that go the extra mile

• Earnings That Motivate - enjoy a competitive salary plus automatic enrolment in our 'Owning It Together' Colleague Share Scheme - a unique opportunity to share in RAC's future success and be rewarded for the exceptional work you deliver.
• Tools to Drive Your Future - get started with a free RAC Ultimate Complete Breakdown Service from day one, plus access to a car salary sacrifice scheme (including electric vehicle options) after 12 months, delivering serious tax savings.
• Time Off That Matters - enjoy 25 days annual leave, plus bank holidays. We also support work-life balance with paid family leave, flexible schedules, and practical resources to help navigate personal commitments.
• Financial Security & Perks - pension scheme with up to 6.5% matched contributions alongside life assurance cover up to 4x salary (10x optional with flex benefits), designed to support you long-term.
• Wellbeing That Works for You - our 24/7 confidential support service is available to you and household members aged 16+, offering reassurance whenever you need it.
• Extras That Make a Difference - access Orange Savings, our exclusive discount portal with deals across top retailers, holidays, tools, tech and more. After passing probation, you'll automatically join our Colleague Share Scheme, giving you a stake in our collective success.

What You'll Do

• Commercial Insight & Decision Support

- Provide financial insight and challenge across:

• Product delivery and propositions
• Member lifecycle, cross-sell and upsell
• Marketing and commercial planning
• Brand licensing and new business development
• Support decision-making through robust analysis including:
• Net Present Value (NPV)
• Cost-benefit analysis
• Investment payback periods

• Reporting & Performance Analysis

- Develop and maintain reports combining volume and value metrics to:

• Identify performance trends and variances
• Analyse KPIs, conversions to revenue, and cost structures
• Build top-to-bottom profit views
• Deliver commercial commentary in weekly/monthly trading and review meetings
• Ensure stakeholders understand their financials and the impact of their decisions

• Budgeting & Forecasting

- Support annual budgets and quarterly/ad hoc reforecasts

• Ensure clarity of assumptions, phased budgeting, and stakeholder buy-in
• Track performance against key financial and operational KPIs

What You'll Need

This role is ideal for someone with a commercial mindset and strong analytical skills, looking to grow into a business partnering role. You'll be comfortable working with data, but also confident engaging with stakeholders and influencing decisions.

• Essential Skills & Experience

• Strong proficiency in Excel; SQL experience highly desirable
• Experience in data transformation and building P&L views
• Understanding of KPIs, revenue conversion, and cost structures
• Commercial awareness and ability to challenge constructively
• Strong communication and relationship-building skills
• Experience working across channels in a fast-paced environment
• Part-qualified or early-stage finance studies beneficial but not essential

Location: Bradley Stoke, Bristol (Hybrid - Tuesdays & Wednesdays in office, remainder remote)

Salary: Aligned to market and experience + Benefits + Colleague Share Scheme

We're Orange Heroes

At the RAC, we never stand still. With a legacy of over 125 years, it's this restless drive for better that's earned the trust of over 15 million members and it's why we're on a mission to be the UK's number one motoring services provider. That commitment to excellence isn't just felt by our members, it's echoed by our people too. With a 4.5-star rating on Glassdoor, our colleagues recognise the RAC as a place where ambition, support and authenticity come together. We're all about progress powered by people. As an equal opportunities employer, we welcome every background, champion every voice and back your growth every step of the way. At the RAC, individuality fuels innovation and you're invited to bring your full self to it.