Commercial Business Manager

LJ Recruitment; United Kingdom; On-site; GBP 70,000; Full time

Job summary

A leading recruitment agency is seeking an experienced Commercial Business Manager to join their growing team in Harrow. In this key role, you will originate, assess, and manage commercial lending opportunities while building strong client relationships. Candidates should have 3-5 years of relevant experience, a strong understanding of the UK regulatory framework, and excellent communication skills. The position offers a salary of £70,000 per annum with a permanent contract.

Qualifications

• 3-5 years' experience in underwriting or assessing credit proposals.
• Strong knowledge of the UK regulatory framework and commercial lending environment.
• Established introducer relationships across multiple sectors.
• Proficiency in Microsoft Office.
• Strong communication skills with the ability to summarise complex arguments.
• Highly organised, detail-oriented, and capable of working independently or within a team.

Responsibilities

• Originate Commercial Real Estate credit proposals and Development Finance proposals.
• Develop and maintain strong introducer networks.
• Undertake initial assessment and processing of commercial lending proposals.
• Liaise with internal credit teams for underwriting.
• Conduct site visits and prepare reports.
• Maintain an active pipeline of proposals.
• Monitor market conditions for opportunities or risks.
• Ensure credit decisions meet regulatory standards.
• Provide credit training to branch teams.
• Present to risk and management committees.

Skills

Underwriting or assessing credit proposals

Knowledge of the UK regulatory framework

Established introducer relationships

Proficiency in Microsoft Office

Strong communication skills

Organizational skills

Job description

Overview

Commercial Business Manager — Location: Harrow  Salary: 70,000 per annum  Contract: Permanent

We are seeking an experienced Commercial Business Manager to join our growing team in Harrow. This is a key role within our origination function, responsible for generating, assessing, and managing commercial lending opportunities while building and maintaining strong introducer and client relationships.

Responsibilities

• Originate Commercial Real Estate credit proposals (up to 20m) and Development Finance proposals (up to 10m).
• Develop and maintain strong introducer networks including brokers, accountants, solicitors, and valuers, with accurate database management.
• Undertake initial assessment and processing of commercial lending proposals, providing clear recommendations to senior management.
• Liaise with internal credit teams for underwriting and present proposals to approval committees.
• Conduct site visits and prepare reports to minimise credit risk.
• Maintain an active pipeline of proposals, ensuring disbursement targets are achieved.
• Monitor market conditions to identify opportunities or risks, and make recommendations.
• Ensure credit decisions meet regulatory standards, Treating Customers Fairly (TCF) principles, and customer-first standards.
• Provide credit training to branch teams to ensure policy understanding.
• Work closely with solicitors, valuers, and credit administration to ensure smooth end-to-end processing of proposals.
• Present to risk and management committees on new or renewed products.

Requirements

• 3-5 years' experience in underwriting or assessing credit proposals.
• Strong knowledge of the UK regulatory framework and commercial lending environment.
• Established introducer relationships across multiple sectors.
• Proficiency in Microsoft Office.
• Strong communication skills with the ability to summarise complex arguments and balance risk with business needs.
• Highly organised, detail-oriented, and capable of working independently or within a team.